टाटा कैपिटल MSME मियादी ऋण (टर्म लोन)
ऋण प्रदाता बैंक / संस्था: Tata Capital Ltd.
₹5 Lakh to ₹5 Crore MSME credit at 10.00% – 14.50% with Up to 5 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Structured business finance backed by the trust of Tata Group, supporting manufacturing and service operations.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Quick digital evaluation; customizable repayment; brand trust; working capital and capex solutions.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Established enterprises with healthy annual cash flows.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires 3 years operational history and clean credit bureau profile.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires 3 years operational history and clean credit bureau profile.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.tatacapital.com/business-loan.html with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Tata Capital MSME Term Loan?
Borrowers can avail ₹5 Lakh to ₹5 Crore with a repayment tenure of Up to 5 years.
What are the processing charges and collateral terms for Tata Capital MSME Term Loan?
The processing fee is 1.50% + GST. Collateral terms: Requires 3 years operational history and clean credit bureau profile.
What are the eligibility criteria for Tata Capital MSME Term Loan?
Established enterprises with healthy annual cash flows. Minimum business vintage required is 3 year(s).
How can an applicant apply for Tata Capital MSME Term Loan?
Apply online at https://www.tatacapital.com/business-loan.html or visit nearest branch with KYC, Udyam registration, and bank statements.