Tata Capital MSME Term Loan
Primary Lending Institution:Tata Capital Ltd.
₹5 Lakh to ₹5 Crore MSME credit at 10.00% – 14.50% with Up to 5 years tenure.
Requires 3 years operational history and clean credit bureau profile.
What is Tata Capital MSME Term Loan?
Structured business finance backed by the trust of Tata Group, supporting manufacturing and service operations.
Key Benefits & Features
Quick digital evaluation; customizable repayment; brand trust; working capital and capex solutions.
CGTMSE / Bank Guarantee / Normal Security
Enterprise Eligibility Criteria
Established enterprises with healthy annual cash flows.
How to Apply (3 Verified Paths)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.tatacapital.com/business-loan.html with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
Documents Required Checklist
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
Frequently Asked Questions
What is the maximum loan tenure and amount for Tata Capital MSME Term Loan?
Borrowers can avail ₹5 Lakh to ₹5 Crore with a repayment tenure of Up to 5 years.
What are the processing charges and collateral terms for Tata Capital MSME Term Loan?
The processing fee is 1.50% + GST. Collateral terms: Requires 3 years operational history and clean credit bureau profile.
What are the eligibility criteria for Tata Capital MSME Term Loan?
Established enterprises with healthy annual cash flows. Minimum business vintage required is 3 year(s).
How can an applicant apply for Tata Capital MSME Term Loan?
Apply online at https://www.tatacapital.com/business-loan.html or visit nearest branch with KYC, Udyam registration, and bank statements.