इंडियन बैंक Ind SME Secure ऋण
ऋण प्रदाता बैंक / संस्था: Indian Bank
₹10 Lakh to ₹5 Crore MSME credit at 8.70% – 10.20% with Up to 7 years tenure.
💼उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Term loan for purchase of factory land, shed construction, and plant machinery for manufacturing units.
प्रमुख लाभ एवं व्यावसायिक विशेषताएं
Finances manufacturing expansion; up to 7 years tenure; structured moratorium during construction.
📋पात्रता मानदंड एवं कोलेटरल नियम (Eligibility & Collateral)
व्यावसायिक पात्रता शर्तें
Manufacturing small enterprises with profitable track record.
जमानत / कोलेटरल आवश्यकता (Collateral)
Requires approved factory building layout and environmental consent to establish/operate.
प्रीपेमेंट एवं समय-पूर्व बंद करने के नियम (Prepayment Terms)
Zero prepayment penalty on floating rate loans as per regulatory norms
📂आवश्यक दस्तावेज (Required Documents)
Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Caveats)
Requires approved factory building layout and environmental consent to establish/operate.
🚀आवेदन के चरण (How to Apply)
Apply online via business net banking or approach loan account manager.
Apply online at https://www.indianbank.in/departments/ind-sme-secure/ with digital KYC and financial statements.
Visit nearest MSME branch of the institution with business registration and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the maximum loan tenure and amount for Indian Bank Ind SME Secure Loan?
Borrowers can avail ₹10 Lakh to ₹5 Crore with a repayment tenure of Up to 7 years.
What are the processing charges and collateral terms for Indian Bank Ind SME Secure Loan?
The processing fee is 0.40% + GST. Collateral terms: Requires approved factory building layout and environmental consent to establish/operate.
What are the eligibility criteria for Indian Bank Ind SME Secure Loan?
Manufacturing small enterprises with profitable track record. Minimum business vintage required is 2 year(s).
How can an applicant apply for Indian Bank Ind SME Secure Loan?
Apply online at https://www.indianbank.in/departments/ind-sme-secure/ or visit nearest branch with KYC, Udyam registration, and bank statements.