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ActiveState SchemeLaunched December 2016Verified: 2026-09-26

Swasthya Sathi Scheme West Bengal

Universal cashless health coverage up to ₹5 Lakh per family per year across 2,000+ empaneled hospitals issued in the name of the female household head.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:swasthyasathi.gov.in

Quick Eligibility Snapshot

👤 Any age💰 No income ceiling⚖ All genders🏛 All categories📍 West Bengal
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of West Bengal
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Provides comprehensive universal cashless health insurance coverage of up to ₹5,00,000 (₹5 Lakh) per family per year for secondary and tertiary healthcare across 2,000+ empaneled government and private hospitals in West Bengal and select premier institutes outside the state. The entire smart card and scheme entitlement is officially issued in the name of the eldest female member of the family, recognizing women as heads of households. Covers pre-existing diseases from day one, inpatient care, diagnostic tests, surgical interventions, medicines, and post-discharge recovery allowance.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹2,500 Crore annual state budgetary outlay under Health & Family Welfare

Official Budget Document ↗
Verified Beneficiary Reach

Over 2.2 Crore families (approx 8.5 Crore citizens) enrolled in West Bengal

As of: 2026-02-15PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:No specific age restriction
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:all citizens, informal worker, farmer, domestic worker
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident family of West Bengal. The scheme is universal and covers all socio-economic strata. The smart card is issued exclusively in the name of the eldest female member of the household. Government employees receiving other health allowance are excluded.

📄

Required Documents Checklist

Verify readiness before applying for Swasthya Sathi Scheme West Bengal. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(4)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Swasthya Sathi Scheme West Bengal?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Multi-Step Process (4/10)
•100% digital online application process
•4 mandatory supporting documents required
•Specific occupational / categorical conditions apply

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (swasthyasathi.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Collect and submit Swasthya Sathi Form B at local Duare Sarkar camps or block municipal offices.

  2. 2

    Provide family details, Aadhaar cards of all members, and mobile number.

  3. 3

    Visit designated camp counter for biometric photography and family member scanning.

  4. 4

    Personalized smart chip card handed over instantly to the female head of the family.

  5. 5

    Present smart card at any empaneled hospital helpdesk for immediate cashless hospital admission.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-resident of West Bengal, or families where members are covered under central/state government employee medical reimbursements (WBHS, CGHS).

Official Government Application Portal

You will be redirected to the secure official portal: swasthyasathi.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Is there any premium paid by the citizen for Swasthya Sathi?

No, the scheme is 100% cashless and free of cost; the entire premium is borne by the Government of West Bengal.

Source: Official Scheme FAQ ↗

Can parents of both husband and wife be included in one card?

Yes, parents of both husband and wife can be included in the family card, emphasizing complete family protection.

Source: Official Scheme FAQ ↗

Are treatments covered outside West Bengal?

Select super-specialty hospitals outside the state, such as Christian Medical College (CMC) Vellore and Tata Memorial Hospital Mumbai, are empaneled for critical interventions.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Swasthya Sathi Scheme West Bengal?

Eligible applicants must satisfy official government criteria for Swasthya Sathi Scheme West Bengal. Conditions: Resident family of West Bengal. The scheme is universal and covers all socio-economic strata. The smart card is issued exclusively in the name of the .

Source: Official Scheme FAQ ↗

Can I track my Swasthya Sathi Scheme West Bengal application status?

Application status for Swasthya Sathi Scheme West Bengal can typically be tracked through the official portal at swasthyasathi.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Swasthya Sathi Scheme West Bengal payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Swasthya Sathi Scheme West Bengal benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-resident of West Bengal, or families where members are covered under central/state government employee medical reimbursements (WBHS, CGHS).

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id170Official Source ↗
2026-09-26initial_verificationBaseline verification of Swasthya Sathi Scheme West Bengal guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous issuance through Duare Sarkar camps and municipal Swasthya Sathi kiosks

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionMulti-Step Process

Multi-step physical process, many documents

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 2.2 Crore families (approx 8.5 Crore citizens) enrolled in West Bengal (as of 2026-02-15)
₹₹2,500 Crore annual state budgetary outlay under Health & Family Welfare budget allocation
📅Running since 2016
🔄3 verified updates — actively maintained

Related Welfare Programs

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

170

Official Source ↗
2026-09-26initial_verification

Baseline verification of Swasthya Sathi Scheme West Bengal guidelines, benefits,...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)₹1,600 (one-time)✓ Overlapping profile match

Official Helpline & Nodal Offices

Swasthya Sathi Samiti, Department of Health & Family Welfare

Swasthya Bhawan, GN-29, Sector-V, Salt Lake, Kolkata, West Bengal 700091

Helpline: 1800-345-5384

Jurisdiction: State (West Bengal)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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