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ActiveCentral Sector SchemeLaunched 2016-11-20Verified: 2026-09-16

Pradhan Mantri Awas Yojana - Gramin (PMAY-G)

Flagship rural housing program providing financial assistance to houseless rural households and those living in dilapidated houses to construct pucca dwellings.

Government Levelcentral Government
Administering BodyMinistry of Rural Development
Beneficiary Sector
Housing & Urban DevelopmentRural Development & Livelihoods
Applicable Jurisdiction
All India

₹Benefits & Entitlement Breakdown

Financial grant of ₹1,20,000 in plain areas and ₹1,30,000 in hilly, difficult, and IAP/hilly states/UTs for construction of a pucca house (minimum 25 sq. m. with dedicated hygienic cooking area). Additionally, beneficiaries receive 90/95 person-days of unskilled labor wages under MGNREGS (approx. ₹20,000–₹25,000) and ₹12,000 assistance for toilet construction under Swachh Bharat Mission - Gramin (SBM-G). Funds are paid in 3-4 milestone-based installments via DBT.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹54,500 Crore (Union Budget FY 2024-25 Demand for Grants, MoRD)

Official Budget Document ↗
Verified Beneficiary Reach

2.95+ Crore rural houses sanctioned, 2.65+ Crore completed

As of: 2024-03-31PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Minimum 18 years
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:rural_worker, agricultural_laborer, all
Eligible Gender:all
Social Category / Reservation:all, SC, ST, Minority, BPL
Specific Operational Conditions & Exclusions:

Must be houseless or living in zero, one, or two room kutcha/dilapidated houses in rural areas as per SECC 2011 / Awaas+ database. Exclusion criteria apply: households owning motorized 2/3/4 wheelers, motorized fishing boats, mechanized 3/4 wheeler agricultural equipment, credit limit exceeding ₹50,000 on Kisan Credit Card, households with any government employee member, or households paying income tax or professional tax.

Required Documents Checklist

  • ✓
    Aadhaar Card of beneficiaryMandatory

    Primary identity and biometric authentication proof.

  • ✓
    Aadhaar-linked Bank / Post Office Account PassbookMandatory

    For receiving PFMS/DBT installment transfers.

  • ✓
    MGNREGA Job Card NumberMandatory

    Required for payment of 90/95 days unskilled labor wages.

  • ✓
    Land Ownership / Homestead Allotment DocumentMandatory

    Proof of site possession for construction in rural village.

  • ✓
    Gram Sabha / Awaas+ Verification CertificateMandatory

    Certification of inclusion in approved priority list.

How to Apply

1. Beneficiary identification is automated based on SECC 2011 and verified Awaas+ portal database prioritized by Gram Sabha. 2. Citizens can check their listing in the Gram Panchayat beneficiary priority list via https://pmayg.nic.in under "Awaassoft" reports. 3. Selected beneficiaries register their biometric details, Aadhaar number, and bank account with the Gram Panchayat or Block Development Officer (BDO). 4. Block-level geotagging officers inspect the site and upload geotagged photographs of the existing kutcha plot via the AwaasApp. 5. Administrative sanction order is issued by the Zila Parishad/DRDA. 6. Financial installments are disbursed directly via Direct Benefit Transfer (DBT/PFMS) in 3–4 stages linked to geotagged milestones: plinth level, lintel level, and roof/completion level.

Official Government Application Portal

You will be redirected to the secure official portal: pmayg.nic.in

Apply on official government website

Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

How is the beneficiary list prepared for PMAY-G?

The list is prepared using objective deprivation criteria from the Socio-Economic and Caste Census (SECC 2011) and the supplementary Awaas+ survey, followed by mandatory Gram Sabha verification and social audit.

Source: Official Scheme FAQ ↗

What is the minimum size of a house constructed under PMAY-G?

The minimum unit size has been fixed at 25 square meters, which includes a dedicated, clean, and hygienic cooking space.

Source: Official Scheme FAQ ↗

How is the financial assistance transferred to the beneficiary?

The assistance is paid directly into the beneficiary Aadhaar-linked bank account or post office account through the Public Financial Management System (PFMS) via Direct Benefit Transfer (DBT).

Source: Official Scheme FAQ ↗

Common Rejection Reasons & Warnings

Owning a pucca house anywhere; household possessing motorized 4-wheeler, mechanized agricultural machinery, or government employment; discrepancy in Aadhaar-bank account seeding; failure of geotagged inspection.

Editorial Verification & Change Log

DateFieldDescription / UpdateSource Citation
2026-09-16initial_verificationBaseline verification of PMAY-G operational guidelines and SECC/Awaas+ protocols.Official Source ↗

Application Window & Deadlines

Continuous / survey-driven rolling basis

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Central housing mission providing central assistance and interest subsidies to urban poor, EWS, LIG, and Middle-Income groups for pucca housing.

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Official Helpline & Nodal Offices

Rural Housing Division, Ministry of Rural Development

Krishi Bhawan, Dr. Rajendra Prasad Road, New Delhi - 110001

Helpline: 1800-11-6446 (Toll-Free PMAY-G Helpline)

Jurisdiction: National (Rural India)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-16 against official government documentation.

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