Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers)
100% state-funded crop insurance with zero premium for all farmers covering flood, drought, cyclone, and pest damage in WB.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹1,200 Crore state crop insurance premium and compensation fund
Official Budget Document ↗Over 85 Lakh farmers insured across all 23 districts of West Bengal
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
All farmers (landowner, sharecropper, or tenant) cultivating notified crops in West Bengal with zero premium.
Required Documents Checklist
Verify readiness before applying for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enrolment forms distributed at Gram Panchayat, Duare Sarkar, and Block Agriculture Offices.
- 2
Submit land RoR (Parcha), sowing certificate, voter card, and bank account details.
- 3
Crop loss assessed via remote sensing satellite data and Crop Cutting Experiments (CCE) with compensation directly via DBT.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-cultivated land or application submitted after seasonal closing dates.
Official Government Application Portal
You will be redirected to the secure official portal: banglashasyabima.net
Get Curated Scheme Alerts & Application Deadlines
Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.
Successfully Subscribed!
Your preferences are securely saved. You will receive verified alerts when application windows open. You can unsubscribe anytime.
💡 Need an immediate personalized document checklist & rejection audit for your profile?
Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Do commercial crops like potato and sugarcane require farmer premium?
For potato and sugarcane, farmers pay a nominal 4.85% premium while the state subsidizes the remaining cost.
Source: Official Scheme FAQ ↗Who is eligible to apply for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers)?
Eligible applicants must satisfy official government criteria for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers). Age: min 18 max 85 years. Conditions: All farmers (landowner, sharecropper, or tenant) cultivating notified crops in West Bengal with zero premium..
Source: Official Scheme FAQ ↗What are the key benefits provided under Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers)?
Under official guidelines for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers), beneficiaries are entitled to: Completely free crop insurance scheme replacing PMFBY in West Bengal: 100% of the insurance premium for all food crops (paddy, maize, wheat) and oilseeds is paid by the state government, providing full compensation for crop loss due to floods, cyclones, drought, and pests.
Source: Official Scheme FAQ ↗How do I apply for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers)? What is the official process?
To apply for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers), applicants should follow the official procedure: 1. Enrolment forms distributed at Gram Panchayat, Duare Sarkar, and Block Agriculture Offices. 2. Submit land RoR (Parcha), sowing certificate, voter card, and bank account details. 3. Crop loss assessed via remote sensing satellite data and Crop Cutting Experiments (CCE) with compensation directly ...
Source: Official Scheme FAQ ↗Can I track my Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers) application status?
Application status for Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers) can typically be tracked through the official portal at banglashasyabima.net using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-cultivated land or application submitted after seasonal closing dates.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 172 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Bangla Shasya Bima (BSB - 100% Free Crop Insurance for All Farmers) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Kharif sowing season (July-August) and Rabi sowing season (Nov-Dec)
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.
National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.
Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of Bangla Shasya Bima (BSB - 100% Free Crop Insurance for ...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Department of Agriculture, Government of West Bengal
Jessop Building, 63 N.S. Road, Kolkata 700001
Helpline: 1800-103-1100
Jurisdiction: West BengalNotice a Discrepancy?
Help keep civic data 100% accurate. We audit every report against primary gazettes.
Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.