Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability)
Free insurance cover of ₹5 Lakh for accidental death/permanent disability and up to ₹2.5 Lakh for emergency medical care.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Covering over 3.5 Crore farmers and rural household heads in UP
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
All landowning farmers registered in Khatauni or non-farmer rural household heads with annual income up to ₹75,000.
Required Documents Checklist
Verify readiness before applying for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
In case of fatal accident or permanent disability, submit claim within 3 months to District Magistrate / Tehsildar.
- 2
Attach Post-Mortem Report, Police FIR, disability certificate, and Khatauni or income certificate.
- 3
Claim vetted by District Level Monitoring Committee and ₹5 Lakh credited directly via DBT to nominee.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Natural death, suicide, drunk driving accident, or family income exceeding ₹75,000/year (for non-farmers).
Official Government Application Portal
You will be redirected to the secure official portal: upbima.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are landless agricultural labourers also covered under this scheme?
Yes, landless agricultural labourers and rural poor with annual family income up to ₹75,000 are fully covered.
Source: Official Scheme FAQ ↗Who is eligible to apply for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability)?
Eligible applicants must satisfy official government criteria for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability). Age: min 18 max 70 years. Annual family income ceiling: ₹75,000. Conditions: All landowning farmers registered in Khatauni or non-farmer rural household heads with annual income up to ₹75,000..
Source: Official Scheme FAQ ↗What are the key benefits provided under Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability)?
Under official guidelines for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability), beneficiaries are entitled to: Provides free automatic accidental risk coverage of ₹5,00,000 to the legal nominee in case of accidental death or permanent total disability, and up to ₹2,50,000 cashless medical treatment in empaneled hospitals for farmers and poor rural families with zero premium.
Source: Official Scheme FAQ ↗How do I apply for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability)? What is the official process?
To apply for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability), applicants should follow the official procedure: 1. In case of fatal accident or permanent disability, submit claim within 3 months to District Magistrate / Tehsildar. 2. Attach Post-Mortem Report, Police FIR, disability certificate, and Khatauni or income certificate. 3. Claim vetted by District Level Monitoring Committee and ₹5 Lakh credited dir...
Source: Official Scheme FAQ ↗Can I track my Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability) application status?
Application status for Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability) can typically be tracked through the official portal at upbima.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Natural death, suicide, drunk driving accident, or family income exceeding ₹75,000/year (for non-farmers).
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 278 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental Death & Disability) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Claims must be filed within 90 days of the accidental incident
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.
National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.
Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of Mukhyamantri Kisan Evam Sarvhit Bima Yojana (Accidental...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Institutional Finance Department, Government of Uttar Pradesh
Bapu Bhawan, Sachivalaya, Lucknow 226001
Helpline: 1520
Jurisdiction: Uttar PradeshNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.