Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers)
Cashless hospital treatment up to ₹1 Lakh and accidental death cover of ₹1 Lakh per family for farm households in Odisha.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Covering over 58 Lakh farming families across all 30 districts of Odisha
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Farmer residing in Odisha possessing a Farmer Identity Card or Krushak Odisha enrolment.
Required Documents Checklist
Verify readiness before applying for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enrolment is authenticated through Farmer Identity Card / Krushak Odisha biometric registration.
- 2
Present BKKY biometric smart health card at designated network hospitals across Odisha.
- 3
Cashless hospital admission authorized by TPA desk with zero out-of-pocket payment.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-farming families, non-empaneled hospitals, or claims exceeding policy sum insured.
Official Government Application Portal
You will be redirected to the secure official portal: agri.odisha.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are critical surgeries like appendectomy and hernia covered?
Yes, over 400 defined surgical and medical procedures are covered under cashless hospital packages.
Source: Official Scheme FAQ ↗Who is eligible to apply for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers)?
Eligible applicants must satisfy official government criteria for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers). Age: min 18 max 75 years. Conditions: Farmer residing in Odisha possessing a Farmer Identity Card or Krushak Odisha enrolment..
Source: Official Scheme FAQ ↗What are the key benefits provided under Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers)?
Under official guidelines for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers), beneficiaries are entitled to: Comprehensive health and accidental assurance package providing ₹1,00,000 cashless secondary and tertiary hospitalization cover per family per year, plus ₹1,00,000 accidental death/total permanent disability compensation for the earning farmer, protecting farming households against catastrophic medi...
Source: Official Scheme FAQ ↗How do I apply for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers)? What is the official process?
To apply for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers), applicants should follow the official procedure: 1. Enrolment is authenticated through Farmer Identity Card / Krushak Odisha biometric registration. 2. Present BKKY biometric smart health card at designated network hospitals across Odisha. 3. Cashless hospital admission authorized by TPA desk with zero out-of-pocket payment.
Source: Official Scheme FAQ ↗Can I track my Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers) application status?
Application status for Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers) can typically be tracked through the official portal at agri.odisha.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-farming families, non-empaneled hospitals, or claims exceeding policy sum insured.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 177 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Biju Krushak Kalyan Yojana (BKKY Cashless Health & Accident Insurance for Farmers) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
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Application Window & Deadlines
Continuous 24x7 medical hospitalization access
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.
National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.
Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of Biju Krushak Kalyan Yojana (BKKY Cashless Health & Acci...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Department of Agriculture and Farmers Empowerment, Odisha
Krushi Bhavan, Bhubaneswar 751001
Helpline: 1800-572-1122
Jurisdiction: OdishaNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.