Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%)
Working capital credit facility up to ₹2 Lakh at 4% effective interest rate for dairy farmers, cattle breeders, poultry growers, and piggery owners.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Supported under Modified Interest Subvention Scheme (MISS) central allocation
Official Budget Document ↗Over 32 Lakh dairy and livestock farmers issued KCC cards
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Dairy farmers, livestock breeders, SHG members, or tenant cattle rearers owning or leasing livestock animals.
Required Documents Checklist
Verify readiness before applying for Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Complete simple 1-page KCC Animal Husbandry application form available at commercial banks, RRBs, or Dairy Cooperative Societies.
- 2
Submit details of milch cattle, poultry birds, or pigs owned along with livestock vaccination certificates.
- 3
Bank branch sanctions working capital credit limit within 14 days under nationwide saturation campaign.
- 4
KCC RuPay card issued for withdrawing feed, veterinary medicine, and fodder expenses as revolving credit.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-ownership of milch cattle/livestock, existing non-performing agriculture loan, or lack of animal health records.
Official Government Application Portal
You will be redirected to the secure official portal: dahd.nic.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Is land ownership required to get Animal Husbandry KCC?
No land ownership is required; landless dairy farmers and cattle rearers are fully eligible based on livestock ownership.
Source: Official Scheme FAQ ↗What is the effective interest rate for dairy KCC?
The effective interest rate is 4% per annum, provided the borrower repays the revolving credit on or before the due date.
Source: Official Scheme FAQ ↗What is the maximum collateral-free limit?
Loans up to ₹1.60 Lakh are completely collateral-free; for dairy tie-up arrangements with milk unions, banks can extend collateral exemption up to ₹3 Lakh.
Source: Official Scheme FAQ ↗Can I track my Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%) application status?
Application status for Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%) can typically be tracked through the official portal at dahd.nic.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-ownership of milch cattle/livestock, existing non-performing agriculture loan, or lack of animal health records.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Kisan Credit Card (KCC) Scheme for Animal Husbandry & Dairying (₹2 Lakh at 4%) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous financial year cycle with nationwide saturation campaigns
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 7d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Kisan Credit Card (KCC) Scheme for Animal Husbandry & D...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Department of Animal Husbandry and Dairying
Krishi Bhawan, Dr. Rajendra Prasad Road, New Delhi 110001
Helpline: 011-23384534
Jurisdiction: NationalNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.