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Financial inclusion, zero-balance bank accounts, micro-insurance, and small savings schemes.
National financial inclusion mission ensuring universal access to banking facilities with zero-balance savings accounts, RuPay debit cards, and credit facilities.
Affordable government-backed one-year renewable life insurance scheme offering ₹2 lakh life risk cover on death due to any cause.
Highly subsidized accidental death and disability insurance offering ₹2 lakh cover for just ₹20 per year.
Guaranteed pension scheme administered by PFRDA for unorganized sector workers offering monthly pensions of ₹1,000 to ₹5,000 from age 60.
Institutional micro-finance scheme providing collateral-free business loans up to ₹20 lakh across Shishu, Kishore, and Tarun categories.
High-interest sovereign small-savings scheme for the girl child offering tax-free returns and maturity proceeds under Beti Bachao Beti Padhao.
Sovereign small savings certificate designed exclusively for women and girls, offering 7.5% fixed quarterly compound interest over a 2-year tenure.
Sovereign retirement savings instrument for individuals aged 60+, providing guaranteed 8.2% quarterly interest income and Section 80C tax deductions.
Sovereign long-term savings instrument with EEE tax status, offering 7.1% compound interest, 15-year tenure, and loan/withdrawal facilities.
Government-backed 5-year fixed income certificate offering 7.7% compound interest, Section 80C tax rebates, and loan collateral usability.
Guaranteed small savings certificate doubling invested capital in 115 months at 7.5% fixed interest with sovereign safety and premature exit after 2.5 years.
Premier credit guarantee scheme providing collateral-free bank loans up to ₹5 Crore with 75% to 85% credit guarantee cover for micro and small enterprises.