Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance)
100% free crop insurance providing ₹7,500/ha for <20% yield loss and ₹10,000/ha for >20% loss with zero premium for farmers.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 28 Lakh farmers compensated across Bihar
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Raiyat (landowner) and Gair-Raiyat (tenant) farmers cultivating crops in Bihar with zero premium.
Required Documents Checklist
Verify readiness before applying for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply online on the Cooperative Department portal (pacsonline.bih.nic.in).
- 2
Enter land possession details, sown crop area (Kharif paddy or Rabi wheat/maize).
- 3
Post-harvest crop-cutting yield assessment calculates deficit and compensation is directly transferred via DBT.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-submission of land revenue receipt, fraudulent area declaration, or application past closing date.
Official Government Application Portal
You will be redirected to the secure official portal: pacsonline.bih.nic.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Do farmers have to pay any insurance premium under BRFSY?
No, the scheme is completely free for farmers; 100% of the financial assistance is borne by the State Government of Bihar.
Source: Official Scheme FAQ ↗Who is eligible to apply for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance)?
Eligible applicants must satisfy official government criteria for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance). Age: min 18 max 80 years. Conditions: Raiyat (landowner) and Gair-Raiyat (tenant) farmers cultivating crops in Bihar with zero premium..
Source: Official Scheme FAQ ↗What are the key benefits provided under Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance)?
Under official guidelines for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance), beneficiaries are entitled to: Completely free crop assistance replacing PMFBY in Bihar: ₹7,500 per hectare for crop yield loss up to 20%, and ₹10,000 per hectare for yield loss greater than 20% (up to 2 hectares per farmer) based on Crop Cutting Experiments (CCE) with 0% premium paid by the farmer.
Source: Official Scheme FAQ ↗How do I apply for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance)? What is the official process?
To apply for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance), applicants should follow the official procedure: 1. Apply online on the Cooperative Department portal (pacsonline.bih.nic.in). 2. Enter land possession details, sown crop area (Kharif paddy or Rabi wheat/maize). 3. Post-harvest crop-cutting yield assessment calculates deficit and compensation is directly transferred via DBT.
Source: Official Scheme FAQ ↗Can I track my Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance) application status?
Application status for Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance) can typically be tracked through the official portal at pacsonline.bih.nic.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-submission of land revenue receipt, fraudulent area declaration, or application past closing date.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 234 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium Crop Insurance) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Open during sowing window of Kharif (June-July) and Rabi (Nov-Dec)
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Apply online with minimal documents
Related Welfare Programs
Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.
National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.
Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of Bihar Rajya Fasal Sahayata Yojana (BRFSY - Zero Premium...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Cooperative Department, Government of Bihar
Vikas Bhawan, Bailey Road, Patna 800015
Helpline: 1800-1800-110
Jurisdiction: BiharNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.