Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans)
Agricultural credit interest subvention providing 100% interest reimbursement on crop loans up to ₹1,00,000 for farmers who repay loans within the due date.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 16 Lakh farmers benefited from zero interest reimbursement
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a bona fide resident of the state with valid documentation.
Required Documents Checklist
Verify readiness before applying for Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(4)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Farmer avails crop loan through Kisan Credit Card (KCC) from primary agricultural cooperative or bank.
- 2
Farmer repays principal and interest within 12 months.
- 3
Bank submits list of eligible timely-repaying farmers to Agriculture Department.
- 4
State reimburses interest amount directly into farmer's savings bank account via DBT.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Default in repayment beyond 1 year, crop loans exceeding ₹1,00,000, or non-agricultural commercial borrowing.
Official Government Application Portal
You will be redirected to the secure official portal: apagrisnet.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the maximum loan limit for zero interest under this scheme?
Zero percent interest applies on crop loans up to ₹1,00,000 repaid within the stipulated 12-month period.
Source: Official Scheme FAQ ↗Do tenant farmers qualify for Sunna Vaddi?
Yes, tenant farmers holding CCRC cards who avail crop loans from institutional banks qualify upon prompt repayment.
Source: Official Scheme FAQ ↗When is the interest subsidy credited?
The interest subsidy is calculated bi-annually and credited directly into the farmer's bank account following bank verification.
Source: Official Scheme FAQ ↗Can I track my Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans) application status?
Application status for Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans) can typically be tracked through the official portal at apagrisnet.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Default in repayment beyond 1 year, crop loans exceeding ₹1,00,000, or non-agricultural commercial borrowing.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 194 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans) from official state portal. | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Interest Crop Loans) from official state portal. | Official Source ↗ |
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Application Window & Deadlines
Continuous online and district facilitation desk intake
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 21d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.
National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.
Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Inter...
Official Source ↗Baseline verification of Andhra Pradesh YSR Sunna Vaddi Panta Runalu (Zero Inter...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Directorate of Agriculture, Government of Andhra Pradesh
Old Mirchi Yard, Guntur - 522004
Helpline: 0863-2212345
Jurisdiction: Statewide (Andhra Pradesh)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-28 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.