एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
100% गैर-व्यावसायिक · शून्य लीड जेनरेशन · निष्पक्ष व्यक्तिगत ऋण निर्देशिका

व्यक्तिगत ऋण निर्देशिका (Personal Loans Directory)

वेतनभोगी, पेशेवर, पेंशनभोगी एवं रक्षा कर्मियों के लिए 80 पारदर्शी व्यक्तिगत ऋण। प्रोसेसिंग फीस, प्रीपेमेंट नियम एवं वास्तविक वार्षिक ब्याज दर (APR) का स्पष्ट और निष्पक्ष खुलासा।

Key Fact Statement (KFS) अनिवार्य प्रकटीकरणशून्य DSA मार्कअप व शून्य स्पैम कॉलअनिवार्य बीमा बंडलिंग का स्पष्ट विरोध
🏢Regulated NBFCSalariedunsecured

आदित्य बिड़ला कैपिटल पर्सनल लोन

Aditya Birla Capital personal loan up to ₹50 Lakhs with repayment tenure up to 84 months.

Loan Amount₹50,000 to ₹50,00,000
Interest Rate10.99% - 26.00% p.a.
Tenure12 to 84 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

एक्सिस बैंक 24x7 पर्सनल लोन

Axis Bank 24x7 personal loan for salaried professionals up to ₹40 Lakhs with instant digital approval.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate10.75% - 22.00% p.a.
Tenure12 to 60 months
Processing Fee1.50% to 2.00% of loan amount + GST
Speed: Instant via mobile app for pre-approved; 24 to 48 hours for fresh applicants.
Verified 2026-09-28
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🏦Private BankSelf-Employedunsecured

एक्सिस बैंक पर्सनल लोन (स्वरोजगार)

Axis Bank personal loan for self-employed professionals and business owners up to ₹40 Lakhs.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate12.50% - 24.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.00% of loan amount + GST
Speed: 3 to 5 working days following business verification.
Verified 2026-09-28
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🏛️PSU BankSelf-Employedunsecured

बीओआई स्टार मित्र पर्सनल लोन

Bank of India personal loan for self-employed professionals and traders up to ₹10 Lakhs.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate12.00% - 15.25% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 3 to 5 working days.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

बीओआई स्टार पेंशनर लोन

Low-cost personal loan for Central/State Govt and Defence pensioners drawing pension through Bank of India.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.15% - 12.50% p.a.
Tenure12 to 60 months
Processing FeeNIL for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

बीओआई स्टार पर्सनल लोन (वेतनभोगी)

Bank of India personal loan for confirmed salaried employees up to ₹20 Lakhs.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate11.25% - 14.75% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

बजाज फाइनेंस फ्लेक्सी पर्सनल लोन

Bajaj Finance Flexi personal loan up to ₹40 Lakhs with interest charged only on utilized amount.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate11.00% - 28.00% p.a.
Tenure12 to 96 months
Processing FeeUp to 3.93% of loan amount + GST
Speed: Within 20 minutes to 24 hours.
Verified 2026-09-28
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🏢Regulated NBFCSelf-Employedunsecured

बजाज फाइनेंस डॉक्टर्स पर्सनल लोन

Exclusive collateral-free personal loan up to ₹50 Lakhs for doctors and medical specialists.

Loan Amount₹1,00,000 to ₹50,00,000
Interest Rate10.50% - 18.00% p.a.
Tenure12 to 96 months
Processing FeeUp to 2.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

बजाज फाइनेंस वेतनभोगी पर्सनल लोन

Standard personal term loan from Bajaj Finance up to ₹40 Lakhs with fixed EMIs.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate11.00% - 26.00% p.a.
Tenure12 to 84 months
Processing FeeUp to 3.93% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

बंधन बैंक पर्सनल लोन

Bandhan Bank personal loan for salaried professionals up to ₹15 Lakhs.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.55% - 18.50% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

बड़ौदा पेंशनर लोन

Low-cost personal loan for Central/State Govt and Defence pensioners drawing pension through Bank of Baroda.

Loan Amount₹25,000 to ₹8,00,000
Interest Rate11.15% - 12.80% p.a.
Tenure12 to 60 months
Processing FeeNIL for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

बड़ौदा पर्सनल लोन (वेतनभोगी)

Bank of Baroda personal loan for salaried professionals up to ₹20 Lakhs with tenure up to 84 months.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate11.05% - 15.60% p.a.
Tenure12 to 84 months
Processing Fee1.00% to 2.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSelf-Employedunsecured

बड़ौदा पर्सनल लोन (स्वरोजगार)

Bank of Baroda personal loan for self-employed professionals and business owners up to ₹15 Lakhs.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.95% - 16.25% p.a.
Tenure12 to 60 months
Processing Fee1.50% to 2.00% of loan amount + GST
Speed: 3 to 5 working days.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

बड़ौदा प्री-अप्रूव्ड पर्सनल लोन

100% paperless instant loan via bob World app for pre-approved customers up to ₹10 Lakhs.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.40% - 14.50% p.a.
Tenure9 to 48 months
Processing FeeNIL to 1.00% + GST
Speed: Instant (disbursed in under 15 minutes).
Verified 2026-09-28
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🏛️PSU BankDefence & Militaryunsecured

बड़ौदा योद्धा पर्सनल लोन

Subsidized loan for active military and paramilitary personnel under Baroda Military Salary Package up to ₹20 Lakhs.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate10.90% - 12.50% p.a.
Tenure12 to 84 months
Processing FeeNIL
Speed: Within 24 hours.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

कैशई इंस्टेंट पर्सनल लोन

CASHe instant personal loan for young salaried millennials up to ₹4 Lakhs with SLQ scoring.

Loan Amount₹1,000 to ₹4,00,000
Interest Rate18.00% - 36.00% p.a.
Tenure3 to 18 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Instant (disbursed in under 15 minutes).
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

केनरा बजट पर्सनल लोन

Canara Bank personal loan for confirmed salaried employees up to ₹10 Lakhs with low processing fee.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate11.75% - 14.75% p.a.
Tenure12 to 60 months
Processing Fee0.50% of loan amount + GST
Speed: 2 to 3 working days.
Verified 2026-09-28
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🏛️PSU BankSelf-Employedunsecured

केनरा उपभोक्ता लोन

Canara Bank personal loan for self-employed professionals and traders up to ₹8 Lakhs.

Loan Amount₹50,000 to ₹8,00,000
Interest Rate12.25% - 15.50% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 3 to 5 working days.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

केनरा मोबाइल पर्सनल लोन (ai1)

100% digital instant personal loan via Canara ai1 mobile app for pre-approved customers up to ₹5 Lakhs.

Loan Amount₹25,000 to ₹5,00,000
Interest Rate11.90% - 14.50% p.a.
Tenure6 to 48 months
Processing Fee1.00% of loan amount + GST
Speed: Instant (disbursed in under 10 minutes).
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

केनरा पेंशन पर्सनल लोन

Affordable personal loan for Central/State Govt and Defence pensioners drawing pension through Canara Bank.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.25% - 12.50% p.a.
Tenure12 to 60 months
Processing FeeNIL processing fee for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

सेंट्रल बैंक सेंट पेंशनर स्कीम

Low-cost personal loan for Central/State Govt and Defence pensioners drawing pension through Central Bank of India.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.00% - 12.25% p.a.
Tenure12 to 60 months
Processing FeeNIL for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

सेंट्रल बैंक सेंट पर्सनल लोन

Central Bank of India personal loan for confirmed salaried employees up to ₹20 Lakhs.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate11.25% - 14.50% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

चोलामंडलम पर्सनल लोन

Cholamandalam personal loan for salaried and self-employed individuals up to ₹10 Lakhs.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate12.50% - 26.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankAll Eligible Borrowersunsecured

सिटी यूनियन बैंक सीयूबी पर्सनल लोन

City Union Bank personal loan for salaried and self-employed individuals up to ₹10 Lakhs.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate11.90% - 16.50% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

डीबीएस बैंक इंडिया डिजीबैंक पर्सनल लोन

100% digital personal loan via digibank by DBS app up to ₹15 Lakhs.

Loan Amount₹25,000 to ₹15,00,000
Interest Rate10.99% - 18.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Instant (under 15 minutes).
Verified 2026-09-28
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🏦Private BankSalariedunsecured

फेडरल बैंक फेड-पर्सनल लोन

Federal Bank personal loan for salaried professionals up to ₹25 Lakhs.

Loan Amount₹50,000 to ₹25,00,000
Interest Rate11.49% - 16.50% p.a.
Tenure12 to 60 months
Processing Fee1.00% to 2.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

एचडीएफसी बैंक गोल्डन एज पर्सनल लोन

Exclusive large-ticket personal loan up to ₹50 Lakhs for high-income corporate executives.

Loan Amount₹10,00,000 to ₹50,00,000
Interest Rate10.25% - 13.50% p.a.
Tenure12 to 72 months
Processing FeeFlat ₹4,999 to 1.00% + GST
Speed: Within 24 hours with dedicated RM handling.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

एचडीएफसी बैंक पर्सनल लोन

HDFC Bank's flagship personal loan up to ₹40 Lakhs with 10-second disbursement for pre-approved borrowers.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate10.50% - 21.00% p.a.
Tenure12 to 72 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: 10 seconds for pre-approved customers; 4 hours to 2 days for fresh applicants.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

एचएसबीसी इंडिया पर्सनल लोन

HSBC India personal loan for corporate professionals up to ₹30 Lakhs with preferential rates.

Loan Amount₹75,000 to ₹30,00,000
Interest Rate10.49% - 16.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

हीरो फिनकॉर्प इंस्टेंट पर्सनल लोन

Hero FinCorp instant digital personal loan via SimplyCash app up to ₹5 Lakhs.

Loan Amount₹25,000 to ₹5,00,000
Interest Rate13.00% - 30.00% p.a.
Tenure6 to 36 months
Processing FeeUp to 3.50% of loan amount + GST
Speed: Instant (disbursed in under 2 hours).
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

होम क्रेडिट इंस्टेंट पर्सनल लोन

Home Credit personal loan up to ₹5 Lakhs accessible for first-time and new-to-credit borrowers.

Loan Amount₹10,000 to ₹5,00,000
Interest Rate15.00% - 36.00% p.a.
Tenure6 to 48 months
Processing FeeUp to 3.50% to 5.00% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

आईसीआईसीआई बैंक इंस्टा पर्सनल लोन

3-second instant disbursement personal loan via iMobile Pay for pre-approved customers up to ₹15 Lakhs.

Loan Amount₹25,000 to ₹15,00,000
Interest Rate10.65% - 16.50% p.a.
Tenure12 to 60 months
Processing FeeFlat ₹1,499 to 2.00% + GST
Speed: Instant (disbursed in 3 seconds).
Verified 2026-09-28
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🏦Private BankSalariedunsecured

आईसीआईसीआई बैंक पर्सनल लोन

ICICI Bank personal loan for salaried borrowers up to ₹50 Lakhs with instant digital approval.

Loan Amount₹50,000 to ₹50,00,000
Interest Rate10.65% - 19.00% p.a.
Tenure12 to 72 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Within 3 seconds for pre-approved; 24 to 48 hours for fresh applications.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

आईडीबीआई बैंक सुविधा पर्सनल लोन

IDBI Bank Suvidha personal loan for salaried professionals up to ₹10 Lakhs.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate11.50% - 15.50% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankAll Eligible Borrowersunsecured

आईडीएफसी फर्स्ट बैंक पर्सनल लोन

IDFC FIRST Bank personal loan up to ₹1 Crore with industry-leading ZERO foreclosure charges.

Loan Amount₹20,000 to ₹1,00,00,000
Interest Rate10.49% - 24.00% p.a.
Tenure9 to 84 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 2 to 24 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

आईओबी पर्सनल लोन (वेतनभोगी)

Indian Overseas Bank personal loan for confirmed salaried employees up to ₹15 Lakhs.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.50% - 14.75% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

इनक्रेड पर्सनल लोन

InCred digital personal loan for salaried professionals up to ₹15 Lakhs.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.49% - 24.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

इंडियन बैंक आईबी पेंशन लोन

Low-cost personal loan for Central/State Govt and Defence pensioners drawing pension through Indian Bank.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.15% - 12.35% p.a.
Tenure12 to 60 months
Processing FeeNIL for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
View Terms & MITC
🏛️PSU BankSalariedunsecured

इंडियन बैंक आईबी पर्सनल लोन

Indian Bank personal loan for confirmed salaried employees up to ₹15 Lakhs.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.35% - 14.65% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

इंडसइंड बैंक इंडस ईज़ी क्रेडिट

100% paperless instant personal loan via Video KYC up to ₹5 Lakhs.

Loan Amount₹25,000 to ₹5,00,000
Interest Rate11.50% - 18.00% p.a.
Tenure6 to 48 months
Processing FeeFlat ₹999 to 2.00% + GST
Speed: Instant (within 30 minutes).
Verified 2026-09-28
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🏦Private BankAll Eligible Borrowersunsecured

इंडसइंड बैंक पर्सनल लोन

IndusInd Bank personal loan up to ₹50 Lakhs with video KYC and paperless digital sanction.

Loan Amount₹50,000 to ₹50,00,000
Interest Rate10.49% - 26.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankAll Eligible Borrowersunsecured

कर्नाटक बैंक केबीएल पर्सनल लोन

Karnataka Bank personal loan for salaried and self-employed individuals up to ₹10 Lakhs.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate11.75% - 16.50% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankAll Eligible Borrowersunsecured

करूर वैश्य बैंक केवीबी पर्सनल लोन

Karur Vysya Bank personal loan for salaried and self-employed individuals up to ₹10 Lakhs.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate11.85% - 16.75% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

कोटक महिंद्रा पे-डे लोन

Instant digital salary advance via Kotak Mobile Banking app up to ₹1 Lakh.

Loan Amount₹10,000 to ₹1,00,000
Interest Rate12.00% - 18.00% p.a.
Tenure1 to 12 months
Processing FeeFlat ₹500 to ₹1,000 + GST
Speed: Instant (disbursed in 2 minutes).
Verified 2026-09-28
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🏦Private BankSalariedunsecured

कोटक महिंद्रा स्मार्ट पर्सनल लोन

Kotak Mahindra Bank personal loan for salaried professionals up to ₹40 Lakhs with digital approval.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate10.99% - 24.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
View Terms & MITC
🏢Regulated NBFCSalariedunsecured

क्रेडिटबी पर्सनल लोन (वेतनभोगी)

KreditBee instant personal loan for salaried individuals up to ₹5 Lakhs in 10 minutes.

Loan Amount₹10,000 to ₹5,00,000
Interest Rate14.00% - 29.95% p.a.
Tenure3 to 36 months
Processing FeeUp to 3.50% to 5.00% of loan amount + GST
Speed: Instant (disbursed in under 10 minutes).
Verified 2026-09-28
View Terms & MITC
🏢Regulated NBFCSelf-Employedunsecured

क्रेडिटबी पर्सनल लोन (स्वरोजगार)

KreditBee instant personal loan for self-employed individuals and small traders up to ₹3 Lakhs.

Loan Amount₹10,000 to ₹3,00,000
Interest Rate16.00% - 29.95% p.a.
Tenure3 to 24 months
Processing FeeUp to 3.50% to 5.00% of loan amount + GST
Speed: Instant (under 15 minutes).
Verified 2026-09-28
View Terms & MITC
🏢Regulated NBFCSalariedunsecured

एलएंडटी फाइनेंस पर्सनल लोन

L&T Finance personal loan for salaried professionals up to ₹15 Lakhs via PLANET app.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.50% - 24.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

महिंद्रा फाइनेंस पर्सनल लोन

Mahindra Finance personal loan tailored for rural and semi-urban customers up to ₹5 Lakhs.

Loan Amount₹30,000 to ₹5,00,000
Interest Rate13.50% - 28.00% p.a.
Tenure12 to 48 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: 2 to 3 working days.
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

मनीव्यू पर्सनल लोन

Moneyview instant paperless personal loan up to ₹10 Lakhs with alternate credit underwriting.

Loan Amount₹10,000 to ₹10,00,000
Interest Rate13.00% - 36.00% p.a.
Tenure3 to 60 months
Processing FeeUp to 2.50% to 5.00% of loan amount + GST
Speed: Instant (under 2 hours).
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

मुथूट फाइनेंस पर्सनल लोन

Muthoot Finance personal loan up to ₹10 Lakhs with pan-India network of 5,000+ branches.

Loan Amount₹50,000 to ₹10,00,000
Interest Rate12.50% - 24.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

नवी इंस्टेंट पर्सनल लोन

100% digital instant personal loan via Navi app up to ₹20 Lakhs with ZERO foreclosure charges.

Loan Amount₹10,000 to ₹20,00,000
Interest Rate9.90% - 36.00% p.a.
Tenure3 to 72 months
Processing FeeNIL to 3.99% of loan amount + GST
Speed: Instant (disbursed in under 10 minutes).
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

पीएनबी इंस्टा पर्सनल लोन

End-to-end digital instant personal loan via PNB One app for pre-approved customers up to ₹6 Lakhs.

Loan Amount₹25,000 to ₹6,00,000
Interest Rate11.50% - 14.50% p.a.
Tenure6 to 48 months
Processing FeeNIL to ₹1,000 + GST
Speed: Instant (disbursed in 5 minutes).
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

पीएनबी पेंशनर पर्सनल लोन

Low-cost credit for Central/State Govt and Defence pensioners drawing pension through PNB.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.25% - 12.75% p.a.
Tenure12 to 60 months
Processing FeeNIL processing fee for defence pensioners; ₹500 + GST for civil pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSelf-Employedunsecured

पीएनबी पब्लिक पर्सनल लोन (स्वरोजगार)

Unsecured credit for self-employed professionals, traders, and small business owners with verified ITR.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate12.00% - 15.75% p.a.
Tenure12 to 60 months
Processing Fee1.50% of loan amount + GST
Speed: 3 to 5 working days following business verification.
Verified 2026-09-28
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🏛️PSU BankDefence & Militaryunsecured

पीएनबी रक्षक पर्सनल लोन

Subsidized loan for active military, naval, air force, and paramilitary personnel under PNB Rakshak Scheme.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate11.00% - 13.00% p.a.
Tenure12 to 72 months
Processing FeeNIL
Speed: Within 24 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

पीएनबी सहयोग पर्सनल लोन

PNB's core personal loan for confirmed employees of Central/State Govt, PSUs, and reputed corporates.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate11.40% - 15.25% p.a.
Tenure12 to 72 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours for salary account holders.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

पेसेंस पर्सनल लोन

PaySense instant personal loan for salaried professionals up to ₹5 Lakhs via PayU Finance.

Loan Amount₹5,000 to ₹5,00,000
Interest Rate14.00% - 36.00% p.a.
Tenure3 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Instant (disbursed in under 2 hours).
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

पिरामल फाइनेंस पर्सनल लोन

Piramal Finance personal loan tailored for Tier 2/3 towns and Bharat borrowers up to ₹10 Lakhs.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate12.99% - 28.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.50% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

पूनावाला फिनकॉर्प पर्सनल लोन

Poonawalla Fincorp digital personal loan for salaried professionals up to ₹30 Lakhs starting from 9.99% p.a.

Loan Amount₹50,000 to ₹30,00,000
Interest Rate9.99% - 22.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.00% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

आरबीएल बैंक पर्सनल लोन

RBL Bank personal loan for salaried professionals up to ₹20 Lakhs.

Loan Amount₹50,000 to ₹20,00,000
Interest Rate11.99% - 22.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏛️PSU BankDefence & Militarysemi secured

एसबीआई रक्षा पेंशन लोन

Exclusive loan for Indian Armed Forces and Paramilitary pensioners with zero processing fees and zero prepayment charges.

Loan Amount₹25,000 to ₹14,00,000
Interest Rate10.95% - 12.25% p.a.
Tenure12 to 60 months
Processing FeeNIL
Speed: Within 24 hours of document submission.
Verified 2026-09-28
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🏛️PSU BankDefence & Militaryunsecured

एसबीआई रक्षा वेतन पैकेज पर्सनल लोन

Subsidized interest rate personal loan for serving Indian Armed Forces personnel under Defence Salary Package.

Loan Amount₹25,000 to ₹20,00,000
Interest Rate10.95% - 12.50% p.a.
Tenure6 to 72 months
Processing FeeNIL to 50% concession on standard processing fee
Speed: Within 4 to 24 hours.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

एसबीआई पेंशन लोन

Tailored credit facility for Central, State, and Defence pensioners drawing pension through SBI up to age 76.

Loan Amount₹25,000 to ₹14,00,000
Interest Rate11.15% - 12.65% p.a.
Tenure12 to 60 months
Processing FeeNIL processing fee for Defence pensioners; ₹500 + GST for Central/State Govt pensioners
Speed: 24 to 48 hours upon physical document submission at the pension branch.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

एसबीआई प्री-अप्रूव्ड पर्सनल लोन

100% paperless, 4-click instant loan via YONO SBI for pre-selected account holders up to ₹8 Lakhs.

Loan Amount₹25,000 to ₹8,00,000
Interest Rate11.15% - 13.75% p.a.
Tenure6 to 48 months
Processing FeeNIL to ₹1,000 + GST
Speed: Instant (disbursed in under 2 minutes).
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

एसबीआई क्विक पर्सनल लोन

SBI personal loan for salaried borrowers whose salary account is maintained with other commercial banks.

Loan Amount₹24,000 to ₹20,00,000
Interest Rate11.65% - 15.00% p.a.
Tenure6 to 72 months
Processing Fee1.50% of loan amount + GST
Speed: 3 to 5 working days subject to employer & salary verification.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

एसबीआई एक्सप्रेस क्रेडिट पर्सनल लोन

SBI's flagship unsecured loan for salaried employees with SBI corporate salary account up to ₹20 Lakhs.

Loan Amount₹25,000 to ₹20,00,000
Interest Rate11.15% - 14.30% p.a.
Tenure6 to 72 months
Processing Fee1.50% of loan amount + GST
Speed: Instant via YONO for pre-approved salary accounts; 2 to 4 working days for branch walk-in.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

एसएमएफजी इंडिया क्रेडिट पर्सनल लोन

SMFG India Credit personal loan up to ₹30 Lakhs with extensive Tier 2/3 branch network.

Loan Amount₹50,000 to ₹30,00,000
Interest Rate11.99% - 28.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.50% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCAll Eligible Borrowersunsecured

एसएमएफजी इंडिया क्रेडिट महिला पर्सनल लोन

SMFG India Credit personal loan for women professionals and entrepreneurs up to ₹25 Lakhs.

Loan Amount₹50,000 to ₹25,00,000
Interest Rate11.49% - 26.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCSelf-Employedunsecured

श्रीराम फाइनेंस पर्सनल लोन

Shriram Finance personal loan for small business owners and salaried individuals up to ₹15 Lakhs.

Loan Amount₹25,000 to ₹15,00,000
Interest Rate12.00% - 26.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankAll Eligible Borrowersunsecured

साउथ इंडियन बैंक पर्सनल लोन

South Indian Bank personal loan for salaried and self-employed individuals up to ₹15 Lakhs.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.75% - 17.00% p.a.
Tenure12 to 60 months
Processing Fee1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

स्टैंडर्ड चार्टर्ड पर्सनल लोन

Standard Chartered Bank personal loan for corporate professionals up to ₹50 Lakhs.

Loan Amount₹1,00,000 to ₹50,00,000
Interest Rate10.49% - 18.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.25% of loan amount + GST
Speed: Within 24 to 48 hours.
Verified 2026-09-28
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🏢Regulated NBFCSalariedunsecured

टाटा कैपिटल पर्सनल लोन (वेतनभोगी)

Tata Capital personal loan for salaried professionals up to ₹35 Lakhs with tenure up to 84 months.

Loan Amount₹40,000 to ₹35,00,000
Interest Rate10.99% - 26.00% p.a.
Tenure12 to 84 months
Processing FeeUp to 2.75% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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🏢Regulated NBFCSelf-Employedunsecured

टाटा कैपिटल पर्सनल लोन (स्वरोजगार)

Tata Capital personal loan for self-employed professionals and business owners up to ₹30 Lakhs.

Loan Amount₹50,000 to ₹30,00,000
Interest Rate12.00% - 26.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 3.00% of loan amount + GST
Speed: 2 to 3 working days.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

यूको पेंशनर पर्सनल लोन

Low-cost personal loan for Central/State Govt and Defence pensioners drawing pension through UCO Bank.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.20% - 12.40% p.a.
Tenure12 to 60 months
Processing FeeNIL for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

यूनियन आश्रय पर्सनल लोन

Union Bank personal loan for senior citizens and retired individuals up to ₹10 Lakhs.

Loan Amount₹25,000 to ₹10,00,000
Interest Rate11.20% - 12.60% p.a.
Tenure12 to 60 months
Processing Fee0.50% + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

यूनियन डिजी पर्सनल लोन (व्योम)

100% digital instant personal loan via Vyom app for pre-approved customers up to ₹5 Lakhs.

Loan Amount₹25,000 to ₹5,00,000
Interest Rate11.50% - 14.25% p.a.
Tenure6 to 48 months
Processing Fee0.50% + GST
Speed: Instant (disbursed in under 10 minutes).
Verified 2026-09-28
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🏛️PSU BankPensionerssemi secured

यूनियन पेंशनर पर्सनल लोन

Low-cost personal loan for Central/State Govt and Defence pensioners drawing pension through Union Bank.

Loan Amount₹25,000 to ₹12,00,000
Interest Rate11.20% - 12.45% p.a.
Tenure12 to 60 months
Processing FeeNIL for Defence pensioners; ₹500 + GST for civilian pensioners
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏛️PSU BankSalariedunsecured

यूनियन पर्सनल लोन (वेतनभोगी)

Union Bank personal loan for confirmed salaried employees up to ₹15 Lakhs with low processing fees.

Loan Amount₹50,000 to ₹15,00,000
Interest Rate11.40% - 14.90% p.a.
Tenure12 to 60 months
Processing Fee0.50% to 1.00% of loan amount + GST
Speed: 24 to 48 hours.
Verified 2026-09-28
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🏦Private BankSalariedunsecured

यस बैंक एमपावर पर्सनल लोन

Yes Bank personal loan for salaried professionals up to ₹40 Lakhs with instant digital in-principle sanction.

Loan Amount₹50,000 to ₹40,00,000
Interest Rate10.75% - 20.00% p.a.
Tenure12 to 60 months
Processing FeeUp to 2.50% of loan amount + GST
Speed: Within 24 hours.
Verified 2026-09-28
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