बजाज फाइनेंस डॉक्टर्स पर्सनल लोन
Exclusive collateral-free personal loan up to ₹50 Lakhs for doctors and medical specialists.
💳उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Specialized high-ticket unsecured credit product designed for registered medical practitioners (MBBS, MD, MS, BDS, MDS) to expand clinic facilities or manage personal commitments.
प्रमुख लाभ एवं विशेषताएं
• High loan quantum up to ₹50 Lakhs without pledging clinic equipment • Concessional interest rate slabs starting from 10.50% p.a. • Extended repayment tenure up to 8 years (96 months) • Fast-track processing with doorstep executive service.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें एवं आय आवश्यकताएं
Practicing doctors with recognized medical degrees and registration with State/National Medical Council. Min Age: 25, Max Age: 70. Min CIBIL: 720.
प्रीपेमेंट एवं फोरक्लोजर नियम (Prepayment & Foreclosure)
NIL part-prepayment fee on flexi variant; 3% to 4% foreclosure fee on term variant.
📂आवश्यक दस्तावेज (Required Documents)
• Identity Proof: PAN Card and Aadhaar Card • Qualification Proof: Degree certificate (MBBS/MD/MS/BDS/MDS) • Registration Proof: State / National Medical Council Registration Certificate • Bank Statement: Last 6 months bank statement.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Hidden Costs)
• Medical Registration Certificate (MCI/NMC/DCI) mandatory. • Minimum 2 years of post-qualification practice experience required. • Foreclosure fee of up to 4% applies on standard term variant.
🚀आवेदन के चरण (How to Apply)
1. Connect with dedicated Bajaj Doctor Loan Desk via app or phone for fast-track credit.
1. Visit bajajfinserv.in/doctor-loan. Submit medical registration number, PAN, and KYC.
1. Visit nearest Bajaj Finserv branch with medical degree certificate, registration, and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
Can dentists apply for Doctor Loan?
Yes, dentists holding recognized BDS or MDS degrees are eligible.
Is collateral required?
No collateral or hypothecation of medical equipment is needed.
What is the maximum tenure?
Up to 96 months (8 years).