Regulated NBFCSelf-Employed & Tradersunsecured

Bajaj Finance Personal Loan for Doctors

बजाज फाइनेंस डॉक्टर्स पर्सनल लोन

Exclusive collateral-free personal loan up to ₹50 Lakhs for doctors and medical specialists.

Max Loan Amount

₹1,00,000 to ₹50,00,000 (Doctors & Medical Specialists)

Interest Rate

10.50% - 18.00% p.a. (preferential doctor pricing)

Tenure

12 to 96 months

Processing Fee

Up to 2.00% of loan amount + GST

✦ What It Is: Product Architecture & Regulatory Scope

Specialized high-ticket unsecured credit product designed for registered medical practitioners (MBBS, MD, MS, BDS, MDS) to expand clinic facilities or manage personal commitments.

What is Missing: Honest MITC Policy Gaps, Hidden Clauses & Extra Charges

Eligo consumer protection notice: Bank brochures, DSA telecallers, and comparison portals rarely disclose these conditions. Read carefully before signing.

• Medical Registration Certificate (MCI/NMC/DCI) mandatory. • Minimum 2 years of post-qualification practice experience required. • Foreclosure fee of up to 4% applies on standard term variant.

✦ Key Benefits & Features

• High loan quantum up to ₹50 Lakhs without pledging clinic equipment • Concessional interest rate slabs starting from 10.50% p.a. • Extended repayment tenure up to 8 years (96 months) • Fast-track processing with doorstep executive service.

✦ Prepayment, Part-Payment & Foreclosure Rules

NIL part-prepayment fee on flexi variant; 3% to 4% foreclosure fee on term variant.

✦ Eligibility Requirements

Practicing doctors with recognized medical degrees and registration with State/National Medical Council. Min Age: 25, Max Age: 70. Min CIBIL: 720.

Min Age25 Years

Max Age70 Years

Min Monthly Income₹50,000

Min CIBIL Score720+

✦ Documents Required

• Identity Proof: PAN Card and Aadhaar Card • Qualification Proof: Degree certificate (MBBS/MD/MS/BDS/MDS) • Registration Proof: State / National Medical Council Registration Certificate • Bank Statement: Last 6 months bank statement.

✦ Exact How-To-Apply Process (3 Pathways)

Depending on your current relationship with the bank, select the corresponding application journey:

Pathway A

Existing / Pre-Approved Customers

1. Connect with dedicated Bajaj Doctor Loan Desk via app or phone for fast-track credit.

Pathway B

New Online Applicant (Fresh Digital)

1. Visit bajajfinserv.in/doctor-loan. Submit medical registration number, PAN, and KYC.

Pathway C

Branch Walk-In Application

1. Visit nearest Bajaj Finserv branch with medical degree certificate, registration, and bank statements.

Official Sourcing & MITC Verification

180-Day Re-Verification SLA · Last Verified: 2026-09-28

Eligo does not collect personal loan applications, sell user data to DSA telecallers, or receive affiliate commissions. All terms shown are extracted directly from official bank circulars, Most Important Terms and Conditions (MITC), and Key Fact Statements (KFS) under RBI guidelines.

Visit Official Lender Portal (Bajaj Finserv Professional Loans)View Official MITC / Schedule of Charges RBI Key Fact Statement (KFS) Reference

Frequently Asked Questions on Bajaj Finance Personal Loan for Doctors

Can dentists apply for Doctor Loan?

Yes, dentists holding recognized BDS or MDS degrees are eligible.

Is collateral required?

No collateral or hypothecation of medical equipment is needed.

What is the maximum tenure?

Up to 96 months (8 years).