इंडसइंड बैंक इंडस ईज़ी क्रेडिट
100% paperless instant personal loan via Video KYC up to ₹5 Lakhs.
💳उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
IndusInd Bank's instant digital retail credit product designed for salaried borrowers seeking rapid funds through an automated paperless digital journey authenticated via Aadhaar and Video KYC.
प्रमुख लाभ एवं विशेषताएं
• Disbursal within 30 minutes of video KYC completion • Zero physical paperwork or branch visits • Simplified income verification via Account Aggregator • Flexible repayment terms from 6 to 48 months.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें एवं आय आवश्यकताएं
Salaried individuals with verified digital KYC and bank statements. Min Age: 21, Max Age: 58. Min CIBIL: 700.
प्रीपेमेंट एवं फोरक्लोजर नियम (Prepayment & Foreclosure)
NIL prepayment penalty if pre-closed after 6 EMIs.
📂आवश्यक दस्तावेज (Required Documents)
• Completely paperless (Aadhaar, PAN, and Account Aggregator fetch).
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Hidden Costs)
• Capped at ₹5 Lakhs digitally; higher limits require branch intervention. • Minimum net monthly income floor of ₹20,000.
🚀आवेदन के चरण (How to Apply)
1. Log into IndusMobile app > Easy Credit banner. Select loan amount and tenure, complete OTP authentication.
1. Visit indusind.com/easy-credit. Enter mobile number, PAN, and complete instant video KYC.
Not applicable — STP digital product.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
How fast is Indus Easy Credit disbursed?
Within 30 minutes upon successful completion of video KYC and e-mandate registration.
Is video KYC mandatory?
Yes, video KYC is mandatory for fresh applicants to verify identity digitally.
Can I prepay the loan?
Yes, prepayment is allowed without penalty after 6 months.