हीरो फिनकॉर्प इंस्टेंट पर्सनल लोन
Hero FinCorp instant digital personal loan via SimplyCash app up to ₹5 Lakhs.
💳उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Hero FinCorp's instant digital retail personal credit product offered through the SimplyCash mobile app, providing quick paperless funds for salaried and self-employed borrowers.
प्रमुख लाभ एवं विशेषताएं
• Disbursal in under 2 hours directly into your bank account • 100% digital paperless application via SimplyCash app • Flexible repayment terms from 6 to 36 months • Transparent EMI breakdown and digital mandate setup.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें एवं आय आवश्यकताएं
Salaried employees and self-employed individuals with verified digital KYC. Min Age: 21, Max Age: 58. Min Monthly Income: ₹15,000. Min CIBIL: 680.
प्रीपेमेंट एवं फोरक्लोजर नियम (Prepayment & Foreclosure)
Prepayment allowed after 6 months with 4% fee + GST.
📂आवश्यक दस्तावेज (Required Documents)
• Completely paperless via SimplyCash app (Aadhaar, PAN, and digital bank statement).
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Hidden Costs)
• Higher interest rate ceiling reaching up to 30% for non-prime profiles. • Maximum loan quantum capped at ₹5 Lakhs on app. • Foreclosure penalty of 4% + GST applies.
🚀आवेदन के चरण (How to Apply)
1. Open SimplyCash by Hero FinCorp App > Personal Loan banner. Select amount and e-sign via OTP.
1. Download SimplyCash App or visit herofincorp.com. Enter PAN, mobile number, and link bank statement via Account Aggregator.
1. Visit nearest Hero FinCorp branch with KYC and bank statements.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
How quickly is SimplyCash loan disbursed?
Within 2 hours upon successful completion of digital KYC and e-mandate registration.
Do I need physical document submission?
No, the entire process is 100% paperless on the mobile app.
What is the maximum tenure?
Up to 36 months (3 years).