मनीव्यू पर्सनल लोन
Moneyview instant paperless personal loan up to ₹10 Lakhs with alternate credit underwriting.
💳उत्पाद विवरण एवं मुख्य लाभ (Product Overview & Benefits)
उत्पाद का संक्षिप्त विवरण
Moneyview's digital personal credit app partnering with regulated NBFCs to deliver instant collateral-free personal loans up to ₹10 Lakhs with algorithmic eligibility scoring.
प्रमुख लाभ एवं विशेषताएं
• Disbursal within 2 hours of digital document verification • Proprietary credit scoring engine considers alternate credit data for higher approvals • Repayment tenure up to 5 years (60 months) • 100% paperless process via mobile app.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें एवं आय आवश्यकताएं
Salaried and self-employed individuals with active bank account. Min Age: 21, Max Age: 57. Min Monthly Income: ₹13,500. Min CIBIL: 650.
प्रीपेमेंट एवं फोरक्लोजर नियम (Prepayment & Foreclosure)
Prepayment allowed after 3 EMIs; nominal charges apply.
📂आवश्यक दस्तावेज (Required Documents)
• Completely paperless (PAN, Aadhaar, and digital bank statement).
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Disclosures & Hidden Costs)
• Higher interest rate band reaching up to 36% p.a. for riskier credit profiles. • Processing fee of up to 5% + GST deducted upfront from disbursement. • Broken period interest charged from disbursement to first EMI debit.
🚀आवेदन के चरण (How to Apply)
1. Open Moneyview App > Check Loan Offer. Select amount and tenure, complete OTP authentication. Disbursed in minutes.
1. Download Moneyview App or visit moneyview.in. Enter mobile number, PAN, and link bank statement via Account Aggregator.
Not applicable — app-only digital product.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What is the minimum income needed for Moneyview?
A minimum monthly income of ₹13,500 is required.
How quickly are funds disbursed?
Within 2 hours upon digital verification and e-NACH setup.
Can I prepay the loan?
Yes, prepayment is allowed after completing 3 full monthly EMIs.