Regulated NBFCAll Eligible Borrowersunsecured

Moneyview Personal Loan

मनीव्यू पर्सनल लोन

Moneyview instant paperless personal loan up to ₹10 Lakhs with alternate credit underwriting.

Max Loan Amount

₹10,000 to ₹10,00,000 (instant paperless loan)

Interest Rate

13.00% - 36.00% p.a. (risk-grade fixed)

Tenure

3 to 60 months

Processing Fee

Up to 2.50% to 5.00% of loan amount + GST

✦ What It Is: Product Architecture & Regulatory Scope

Moneyview's digital personal credit app partnering with regulated NBFCs to deliver instant collateral-free personal loans up to ₹10 Lakhs with algorithmic eligibility scoring.

What is Missing: Honest MITC Policy Gaps, Hidden Clauses & Extra Charges

Eligo consumer protection notice: Bank brochures, DSA telecallers, and comparison portals rarely disclose these conditions. Read carefully before signing.

• Higher interest rate band reaching up to 36% p.a. for riskier credit profiles. • Processing fee of up to 5% + GST deducted upfront from disbursement. • Broken period interest charged from disbursement to first EMI debit.

✦ Key Benefits & Features

• Disbursal within 2 hours of digital document verification • Proprietary credit scoring engine considers alternate credit data for higher approvals • Repayment tenure up to 5 years (60 months) • 100% paperless process via mobile app.

✦ Prepayment, Part-Payment & Foreclosure Rules

Prepayment allowed after 3 EMIs; nominal charges apply.

✦ Eligibility Requirements

Salaried and self-employed individuals with active bank account. Min Age: 21, Max Age: 57. Min Monthly Income: ₹13,500. Min CIBIL: 650.

Min Age21 Years

Max Age57 Years

Min Monthly Income₹13,500

Min CIBIL Score650+

✦ Documents Required

• Completely paperless (PAN, Aadhaar, and digital bank statement).

✦ Exact How-To-Apply Process (3 Pathways)

Depending on your current relationship with the bank, select the corresponding application journey:

Pathway A

Existing / Pre-Approved Customers

1. Open Moneyview App > Check Loan Offer. Select amount and tenure, complete OTP authentication. Disbursed in minutes.

Pathway B

New Online Applicant (Fresh Digital)

1. Download Moneyview App or visit moneyview.in. Enter mobile number, PAN, and link bank statement via Account Aggregator.

Pathway C

Branch Walk-In Application

Not applicable — app-only digital product.

Official Sourcing & MITC Verification

180-Day Re-Verification SLA · Last Verified: 2026-09-28

Eligo does not collect personal loan applications, sell user data to DSA telecallers, or receive affiliate commissions. All terms shown are extracted directly from official bank circulars, Most Important Terms and Conditions (MITC), and Key Fact Statements (KFS) under RBI guidelines.

Visit Official Lender Portal (Moneyview Official Portal)View Official MITC / Schedule of Charges RBI Key Fact Statement (KFS) Reference

Frequently Asked Questions on Moneyview Personal Loan

What is the minimum income needed for Moneyview?

A minimum monthly income of ₹13,500 is required.

How quickly are funds disbursed?

Within 2 hours upon digital verification and e-NACH setup.

Can I prepay the loan?

Yes, prepayment is allowed after completing 3 full monthly EMIs.