UP Kisan Karj Rahat Yojana
Uttar Pradesh government crop loan redemption scheme providing debt relief of up to ₹1,00,000 for small and marginal farmers.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹36,000 Crore total scheme outlay under Government of Uttar Pradesh
Official Budget Document ↗Over 86 Lakh small and marginal farmers debt-relieved across Uttar Pradesh
As of: 2026-01-31PIB / Official Citation ↗Verified Eligibility Criteria
Must be a small farmer (landholding between 1 to 2 hectares) or marginal farmer (landholding up to 1 hectare) resident in Uttar Pradesh with crop loans disbursed from recognized bank branches in UP.
Required Documents Checklist
Verify readiness before applying for UP Kisan Karj Rahat Yojana. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for UP Kisan Karj Rahat Yojana?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Farmers verify debt relief status on the UP Kisan Karj Rahat portal (upkisankarjrahat.upsdc.gov.in) using Aadhaar and KCC account details.
- 2
In case of non-inclusion, farmers lodge an online grievance or submit their KCC ledger statement to the District Agriculture Officer.
- 3
District Level Committee headed by District Magistrate audits eligible landholding and sanctions loan redemption.
- 4
Bank issues a No-Dues Certificate to the farmer.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Landholding exceeding 2 hectares, institutional non-agricultural loans, non-UP resident, or accounts where loan was disbursed after the notified cutoff date.
Official Government Application Portal
You will be redirected to the secure official portal: upkisankarjrahat.upsdc.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the maximum crop loan waiver amount under UP Kisan Karj Rahat Yojana?
The scheme provides crop loan redemption of up to ₹1,00,000 per eligible small or marginal farmer.
Source: Official Scheme FAQ ↗Which banks are covered under the debt relief program?
Crop loans disbursed by commercial banks, regional rural banks (RRBs), and district cooperative banks within Uttar Pradesh are covered.
Source: Official Scheme FAQ ↗Can farmers file an online complaint if their loan was not waived?
Yes, eligible farmers can register a complaint directly on upkisankarjrahat.upsdc.gov.in using their Aadhaar and land record number.
Source: Official Scheme FAQ ↗Who is eligible to apply for UP Kisan Karj Rahat Yojana?
Eligible applicants must satisfy official government criteria for UP Kisan Karj Rahat Yojana. Age: min 18 years. Conditions: Must be a small farmer (landholding between 1 to 2 hectares) or marginal farmer (landholding up to 1 hectare) resident in Uttar Pradesh with crop loan.
Source: Official Scheme FAQ ↗Can I track my UP Kisan Karj Rahat Yojana application status?
Application status for UP Kisan Karj Rahat Yojana can typically be tracked through the official portal at upkisankarjrahat.upsdc.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my UP Kisan Karj Rahat Yojana payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving UP Kisan Karj Rahat Yojana benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Landholding exceeding 2 hectares, institutional non-agricultural loans, non-UP resident, or accounts where loan was disbursed after the notified cutoff date.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 150 | Official Source ↗ |
| 2026-09-21 | initial_verification | Baseline verification of UP Kisan Karj Rahat Yojana guidelines, eligibility, and state portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Redemption and grievance portal active at upkisankarjrahat.upsdc.gov.in
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 28d ago from .gov.in source
Apply online with minimal documents
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Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of UP Kisan Karj Rahat Yojana guidelines, eligibility, and...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Directorate of Agriculture, Government of Uttar Pradesh
Krishi Bhawan, Wazir Hasan Road, Lucknow, Uttar Pradesh 226001
Helpline: 0522-2204555
Jurisdiction: State (Uttar Pradesh)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-21 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.