Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi)
Recruitment, certification, and monthly stipend of ₹4,000 for 6 months plus hardware grant of ₹75,000 to women rural banking agents in UP.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹430 Crore outlay under National Rural Livelihoods Mission (UPSRLM)
Official Budget Document ↗Over 58,000 women deployed as active BC Sakhis across Uttar Pradesh
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a female resident of the specific Gram Panchayat applied for. Minimum educational qualification Class 10 (High School) passed. Must be able to operate smartphone and micro-ATM devices, and be a member of a recognized SHG.
Required Documents Checklist
Verify readiness before applying for Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(4)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Download the UP BC Sakhi official mobile app from Google Play Store.
- 2
Register using mobile number and enter basic profile data, SHG membership details, and Gram Panchayat name.
- 3
Complete the in-app basic aptitude and financial literacy assessment test.
- 4
Shortlisted women undergo background check by Uttar Pradesh State Rural Livelihoods Mission (UPSRLM).
- 5
Undergo mandatory 6-day training and appear for Indian Institute of Banking & Finance (IIBF) certification.
- 6
Certified BC Sakhis are partnered with nationalized banks/corporate BCs and deployed in their local Gram Panchayat.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-resident of target Gram Panchayat, education below Class 10, or failing IIBF certification examination.
Official Government Application Portal
You will be redirected to the secure official portal: upsrlm.org
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Can a woman apply for a Gram Panchayat where she does not reside?
No, the BC Sakhi must be a permanent resident of the specific Gram Panchayat where she is deployed.
Source: Official Scheme FAQ ↗What happens after the initial 6-month stipend of ₹4,000 ends?
After 6 months, the BC Sakhi earns regular income through commissions paid by partner banks on every deposit, withdrawal, and utility transaction handled.
Source: Official Scheme FAQ ↗Who provides the micro-ATM machine and equipment?
UPSRLM facilitates a ₹75,000 revolving grant/soft fund through SHG federations for purchasing micro-ATM, card reader, and POS printer.
Source: Official Scheme FAQ ↗Who is eligible to apply for Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi)?
Eligible applicants must satisfy official government criteria for Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi). Age: min 18 max 50 years. Applicable gender: female. Conditions: Must be a female resident of the specific Gram Panchayat applied for. Minimum educational qualification Class 10 (High School) passed. Must be able to.
Source: Official Scheme FAQ ↗Can I track my Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi) application status?
Application status for Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi) can typically be tracked through the official portal at upsrlm.org using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-resident of target Gram Panchayat, education below Class 10, or failing IIBF certification examination.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 274 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sakhi) guidelines, benefits, and portal integration. | Official Source ↗ |
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Application Window & Deadlines
District-wise notification windows announced by UPSRLM as vacancies arise
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Uttar Pradesh BC Sakhi Yojana (Banking Correspondent Sa...
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Official Helpline & Nodal Offices
Uttar Pradesh State Rural Livelihood Mission (UPSRLM)
19, Mall Avenue, Near Dalibagh, Lucknow, Uttar Pradesh 226001
Helpline: 0522-2238054
Jurisdiction: State (Uttar Pradesh)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.