Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover)
Cashless hospital treatment up to ₹5 Lakh per family per year across 1,600+ empaneled government and private hospitals in Tamil Nadu.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹1,500 Crore annual state healthcare assurance fund
Official Budget Document ↗Covering 1.44 Crore families across Tamil Nadu
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Resident family of Tamil Nadu with annual household income not exceeding ₹1,20,000 holding a Smart Family Card.
Required Documents Checklist
Verify readiness before applying for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enrol at the District Collectorate CMCHIS kiosk or apply through e-Sevai centres.
- 2
Submit Smart Family Card, Aadhaar cards of family members, and village administrative officer (VAO) income certificate.
- 3
Biometric photo captured on-site and CMCHIS smart card issued for immediate cashless hospital admission.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Annual family income exceeding ₹1,20,000 (except Sri Lankan refugee camp residents who are exempt) or treatment in non-empaneled centres.
Official Government Application Portal
You will be redirected to the secure official portal: cmchistn.com
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are Sri Lankan Tamil refugees in camp settlements covered?
Yes, Sri Lankan refugees living in recognized refugee camps across Tamil Nadu are eligible without any income ceiling.
Source: Official Scheme FAQ ↗Who is eligible to apply for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover)?
Eligible applicants must satisfy official government criteria for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover). Age: max 99 years. Annual family income ceiling: ₹1,20,000. Conditions: Resident family of Tamil Nadu with annual household income not exceeding ₹1,20,000 holding a Smart Family Card..
Source: Official Scheme FAQ ↗What are the key benefits provided under Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover)?
Under official guidelines for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover), beneficiaries are entitled to: Comprehensive cashless medical and surgical hospitalization coverage of up to ₹5,00,000 per family per year covering 1,090 surgical procedures, 401 medical procedures, 52 diagnostic tests, and critical care procedures including organ transplants and pediatric cancer therapy.
Source: Official Scheme FAQ ↗How do I apply for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover)? What is the official process?
To apply for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover), applicants should follow the official procedure: 1. Enrol at the District Collectorate CMCHIS kiosk or apply through e-Sevai centres. 2. Submit Smart Family Card, Aadhaar cards of family members, and village administrative officer (VAO) income certificate. 3. Biometric photo captured on-site and CMCHIS smart card issued for immediate cashless hosp...
Source: Official Scheme FAQ ↗Can I track my Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover) application status?
Application status for Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover) can typically be tracked through the official portal at cmchistn.com using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Annual family income exceeding ₹1,20,000 (except Sri Lankan refugee camp residents who are exempt) or treatment in non-empaneled centres.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 190 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Chief Minister Comprehensive Health Insurance Scheme (CMCHIS Cashless Cover) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
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Application Window & Deadlines
Continuous 24x7 hospital access and regular district enrolment
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Apply online with minimal documents
Related Welfare Programs
World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.
Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.
National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.
📅Scheme Milestone Timeline
Baseline verification of Chief Minister Comprehensive Health Insurance Scheme (C...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
United India Insurance Company & TNHSP, Tamil Nadu
DMS Complex, 359 Anna Salai, Teynampet, Chennai 600006
Helpline: 1800-425-3993
Jurisdiction: Tamil NaduNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.