Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore)
Composite bank loans from ₹10 Lakh to ₹1 Crore per bank branch for women entrepreneurs setting up greenfield manufacturing, service, agri-allied, or trading enterprises.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Institutional credit target mandated for all Scheduled Commercial Bank branches
Official Budget Document ↗Over 1.8 Lakh women entrepreneurs funded with credit exceeding ₹40,000 Crore
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a woman entrepreneur above 18 years of age setting up a brand new greenfield enterprise; in non-individual enterprises, 51% shareholding must be held by woman.
Required Documents Checklist
Verify readiness before applying for Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readySupporting / Optional Documents(1)
Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Avoid Pre-Application Document Rejections for Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore)
Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore) involves specialized bank appraisals, CIBIL eligibility, or survey quotas. Avoid paying unverified agents or cyber cafe fees — get an independent pre-application document audit and verified checklist.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
* Notice: We provide pre-application document checklists only; loan sanction rests solely with official lending banks.
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply online through the Stand-Up Mitra portal (standupmitra.in) or directly at any Scheduled Commercial Bank branch.
- 2
Select target enterprise sector (manufacturing, services, trading, or agriculture-allied activities).
- 3
Connect with Lead District Manager (LDM) or SIDBI handholding agency for DPR fine-tuning if needed.
- 4
Bank branch processes sanction under mandated target of at least one woman enterprise per branch.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-greenfield venture (existing enterprise expansion not eligible), male majority shareholding, or prior bank default.
Official Government Application Portal
You will be redirected to the secure official portal: www.standupmitra.in
Get Curated Scheme Alerts & Application Deadlines
Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.
Successfully Subscribed!
Your preferences are securely saved. You will receive verified alerts when application windows open. You can unsubscribe anytime.
💡 Need an immediate personalized document checklist & rejection audit for your profile?
Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Can an existing woman-owned business get a Stand-Up India loan?
No, Stand-Up India is strictly meant for greenfield projects, which means the first-time venture of the beneficiary in manufacturing, services, agri-allied, or trading.
Source: Official Scheme FAQ ↗What is the margin money requirement?
Borrower contribution can be as low as 10% when combined with eligible central or state subsidy schemes (overall margin requirement capped at 15%).
Source: Official Scheme FAQ ↗Are agricultural activities eligible under Stand-Up India?
Primary farming is excluded, but agri-allied activities such as dairy, poultry, pisciculture, agro-processing, cold storage, and agri-clinics are eligible.
Source: Official Scheme FAQ ↗Can I track my Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore) application status?
Application status for Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore) can typically be tracked through the official portal at www.standupmitra.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-greenfield venture (existing enterprise expansion not eligible), male majority shareholding, or prior bank default.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Stand-Up India Scheme - Women Greenfield Enterprises (₹10 Lakh to ₹1 Crore) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application cycle across all scheduled commercial bank branches
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 7d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
National financial inclusion mission ensuring universal access to banking facilities with zero-balance savings accounts, RuPay debit cards, and credit facilities.
Affordable government-backed one-year renewable life insurance scheme offering ₹2 lakh life risk cover on death due to any cause.
Highly subsidized accidental death and disability insurance offering ₹2 lakh cover for just ₹20 per year supporting citizen beneficiaries nationwide.
📅Scheme Milestone Timeline
Baseline verification of Stand-Up India Scheme - Women Greenfield Enterprises (₹...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Department of Financial Services, Ministry of Finance
Jeevan Deep Building, Sansad Marg, New Delhi 110001
Helpline: 011-23364404
Jurisdiction: NationalNotice a Discrepancy?
Help keep civic data 100% accurate. We audit every report against primary gazettes.
Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.