Chief Minister's Health Insurance Scheme (CMHIS Nagaland)
Universal health assurance scheme providing ₹20,00,000 cashless tertiary cover for state government employees/pensioners and ₹5,00,000 cashless cover for all general resident families in Nagaland.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹120 Crore under Department of Health & Family Welfare, Nagaland
Official Budget Document ↗Over 3.5 Lakh families enrolled across all 16 districts
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a bona fide resident of the state with valid documentation.
Required Documents Checklist
Verify readiness before applying for Chief Minister's Health Insurance Scheme (CMHIS Nagaland). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readySupporting / Optional Documents(1)
Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Chief Minister's Health Insurance Scheme (CMHIS Nagaland)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Family registers on CMHIS portal (cmhis.nagaland.gov.in) or at nearest CSC / District Hospital kiosk.
- 2
Verification of Indigenous Inhabitant Certificate / Ration Card and biometric Aadhaar.
- 3
Instant generation of CMHIS Golden Card.
- 4
Show card at hospital Arogya Mitra helpdesk for cashless admission.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-residents of Nagaland, or individuals holding duplicate coverage under central armed forces health schemes.
Official Government Application Portal
You will be redirected to the secure official portal: cmhis.nagaland.gov.in
Get Curated Scheme Alerts & Application Deadlines
Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.
Successfully Subscribed!
Your preferences are securely saved. You will receive verified alerts when application windows open. You can unsubscribe anytime.
💡 Need an immediate personalized document checklist & rejection audit for your profile?
Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Can patients be treated in hospitals outside Nagaland?
Yes, empanelled premier hospitals in Guwahati, Kolkata, Delhi, Bengaluru, and Chennai provide cashless treatment on referral.
Source: Official Scheme FAQ ↗Are pre-existing diseases covered?
Yes, all pre-existing chronic conditions, cancer therapies, and renal dialyses are covered from day one.
Source: Official Scheme FAQ ↗What is the card generation fee?
Card generation is completely free of charge at all government hospital kiosks and administrative camps.
Source: Official Scheme FAQ ↗Can I track my Chief Minister's Health Insurance Scheme (CMHIS Nagaland) application status?
Application status for Chief Minister's Health Insurance Scheme (CMHIS Nagaland) can typically be tracked through the official portal at cmhis.nagaland.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Chief Minister's Health Insurance Scheme (CMHIS Nagaland) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Chief Minister's Health Insurance Scheme (CMHIS Nagaland) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-residents of Nagaland, or individuals holding duplicate coverage under central armed forces health schemes.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 318 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Chief Minister's Health Insurance Scheme (CMHIS Nagaland) from official state portal. | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Chief Minister's Health Insurance Scheme (CMHIS Nagaland) from official state portal. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous online and district facilitation desk intake
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 21d ago from .gov.in source
Apply online with minimal documents
Related Welfare Programs
World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.
Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.
National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.
📅Scheme Milestone Timeline
Baseline verification of Chief Minister's Health Insurance Scheme (CMHIS Nagalan...
Official Source ↗Baseline verification of Chief Minister's Health Insurance Scheme (CMHIS Nagalan...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Nagaland Health Protection Society (NHPS)
Directorate of Health & Family Welfare, Kohima 797001
Helpline: 0370-2270565
Jurisdiction: Statewide (Nagaland)Notice a Discrepancy?
Help keep civic data 100% accurate. We audit every report against primary gazettes.
Verification Metadata
Last verified by Eligo researchers on 2026-09-28 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.