Chief Minister Health Insurance Scheme (CMHIS) Nagaland
Universal cashless health coverage of ₹5 Lakh to ₹20 Lakh per family across empanelled hospitals ensuring accessible healthcare and medical security.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 2.8 Lakh families (14 Lakh individuals) enrolled across Nagaland
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Indigenous Inhabitants of Nagaland (holding IIC/Permanent Resident Certificate) or serving/retired Nagaland state employees.
Required Documents Checklist
Verify readiness before applying for Chief Minister Health Insurance Scheme (CMHIS) Nagaland. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Chief Minister Health Insurance Scheme (CMHIS) Nagaland?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Citizen logs onto the CMHIS portal (cmhis.nagaland.gov.in) with Indigenous Naga Certificate and Ration Card.
- 2
Complete biometric KYC and generate CMHIS Health Card.
- 3
Present card at empanelled hospital Arogya Mitra counter for 100% cashless hospitalization.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-resident individuals without Indigenous Inhabitant Certificate (IIC) or state service records.
Official Government Application Portal
You will be redirected to the secure official portal: cmhis.nagaland.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the coverage limit for general citizens in Nagaland?
₹5 Lakh per family per annum on a family floater basis.
Source: Official Scheme FAQ ↗Are pre-existing conditions covered?
Yes, all pre-existing medical illnesses are covered from day one.
Source: Official Scheme FAQ ↗Who is eligible to apply for Chief Minister Health Insurance Scheme (CMHIS) Nagaland?
Eligible applicants must satisfy official government criteria for Chief Minister Health Insurance Scheme (CMHIS) Nagaland. Age: max 100 years. Conditions: Indigenous Inhabitants of Nagaland (holding IIC/Permanent Resident Certificate) or serving/retired Nagaland state employees..
Source: Official Scheme FAQ ↗How do I apply for Chief Minister Health Insurance Scheme (CMHIS) Nagaland? What is the official process?
To apply for Chief Minister Health Insurance Scheme (CMHIS) Nagaland, applicants should follow the official procedure: 1. Citizen logs onto the CMHIS portal (cmhis.nagaland.gov.in) with Indigenous Naga Certificate and Ration Card. 2. Complete biometric KYC and generate CMHIS Health Card. 3. Present card at empanelled hospital Arogya Mitra counter for 100% cashless hospitalization.
Source: Official Scheme FAQ ↗Can I track my Chief Minister Health Insurance Scheme (CMHIS) Nagaland application status?
Application status for Chief Minister Health Insurance Scheme (CMHIS) Nagaland can typically be tracked through the official portal at cmhis.nagaland.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Chief Minister Health Insurance Scheme (CMHIS) Nagaland payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Chief Minister Health Insurance Scheme (CMHIS) Nagaland benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-resident individuals without Indigenous Inhabitant Certificate (IIC) or state service records.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 318 | Official Source ↗ |
| 2026-10-06 | short_description | Universal cashless health coverage of ₹5 Lakh to ₹20 Lakh per family across empanelled hospitals ensuring accessible healthcare and medical security. | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Chief Minister Health Insurance Scheme (CMHIS) Nagaland guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous universal enrollment and 24x7 cashless hospital admission
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 24d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
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Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.
National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.
📅Scheme Milestone Timeline
Universal cashless health coverage of ₹5 Lakh to ₹20 Lakh per family across empa...
Official Source ↗Baseline verification of Chief Minister Health Insurance Scheme (CMHIS) Nagaland...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Nagaland Health Protection Society (NHPS)
Directorate of Health & Family Welfare, Kohima, Nagaland 797001
Helpline: 1800-345-0019
Jurisdiction: State (Nagaland)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.