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ActiveState SchemeLaunched December 2019Verified: 2026-09-26

Pashu Kisan Credit Card (PKCC) Scheme Haryana

Subsidized collateral-free working capital loan up to ₹1.60 Lakh at an effective 4% interest rate for livestock owners and dairy farmers across Haryana.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:pashudhan.haryana.gov.in

Quick Eligibility Snapshot

👤 Age 18–70 yrs💰 No income ceiling⚖ All genders🏛 All categories📍 Haryana
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Haryana
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Extends collateral-free institutional working capital credit up to ₹1,60,000 (and up to ₹3,00,000 with collateral) to dairy farmers and livestock rearers. Loan limits are determined based on livestock unit norms: ₹40,783 per cow, ₹60,249 per buffalo, ₹4,063 per sheep or goat, and ₹720 per broiler/layer bird. While the standard commercial bank lending rate is 7%, the Government of India provides a 3% prompt repayment incentive, bringing the net effective interest rate down to just 4% per annum. The loan amount is disbursed as an operative revolving cash credit card, permitting farmers to withdraw cash for animal fodder, veterinary healthcare, and dairy maintenance.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

Revolving institutional credit framework backed by Haryana Animal Husbandry & Dairying Department interest subsidy

Official Budget Document ↗
Verified Beneficiary Reach

Over 4.5 Lakh livestock farmers issued cards in Haryana

As of: 2026-02-10PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 70 years
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:dairy farmer, livestock rearer, agricultural labourer, small and marginal farmer
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Must be a resident of Haryana owning milch cattle, sheep, goats, or poultry. Animals must be micro-chipped or ear-tagged under the INAPH national livestock database.

📄

Required Documents Checklist

Verify readiness before applying for Pashu Kisan Credit Card (PKCC) Scheme Haryana. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(5)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Pashu Kisan Credit Card (PKCC) Scheme Haryana?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•100% digital online application process
•5 mandatory supporting documents required

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (pashudhan.haryana.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Obtain the official Pashu Kisan Credit Card application form from the local Government Veterinary Hospital or download it from pashudhan.haryana.gov.in.

  2. 2

    Have the village Government Veterinary Officer (GVO) or Veterinary Surgeon examine, tag, and issue a health and valuation certificate for the cattle.

  3. 3

    Submit the completed application form along with livestock health certificate, Aadhaar, Parivar Pehchan Patra, and bank passbook to the nearest nationalized or cooperative bank branch.

  4. 4

    Bank inspects documentation and sanctions credit limit based on official animal scale of finance.

  5. 5

    Collect the Pashu KCC debit card from the lending branch and utilize funds as needed.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-possession of tagged/vaccinated livestock, defaulting on existing bank agricultural loans, or invalid veterinary health certification.

Official Government Application Portal

You will be redirected to the secure official portal: pashudhan.haryana.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Is collateral or land mortgage required for loans up to ₹1.60 Lakh?

No, loans up to ₹1.60 Lakh under Pashu KCC are completely collateral-free and do not require hypothecation of agricultural land.

Source: Official Scheme FAQ ↗

What is the repayment tenure for Pashu Kisan Credit Card loans?

The credit line operates on an annual renewal basis where principal and interest must be serviced within one year to qualify for the 3% interest subvention.

Source: Official Scheme FAQ ↗

Can landless agricultural labourers rearing cows or goats apply?

Yes, landless dairy farmers and goat rearers residing in Haryana are fully eligible provided the animals are tagged and medically certified.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Pashu Kisan Credit Card (PKCC) Scheme Haryana?

Eligible applicants must satisfy official government criteria for Pashu Kisan Credit Card (PKCC) Scheme Haryana. Age: min 18 max 70 years. Conditions: Must be a resident of Haryana owning milch cattle, sheep, goats, or poultry. Animals must be micro-chipped or ear-tagged under the INAPH national live.

Source: Official Scheme FAQ ↗

Can I track my Pashu Kisan Credit Card (PKCC) Scheme Haryana application status?

Application status for Pashu Kisan Credit Card (PKCC) Scheme Haryana can typically be tracked through the official portal at pashudhan.haryana.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Pashu Kisan Credit Card (PKCC) Scheme Haryana payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Pashu Kisan Credit Card (PKCC) Scheme Haryana benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-possession of tagged/vaccinated livestock, defaulting on existing bank agricultural loans, or invalid veterinary health certification.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id203Official Source ↗
2026-09-26initial_verificationBaseline verification of Pashu Kisan Credit Card (PKCC) Scheme Haryana guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous application window open across all commercial and cooperative bank branches in Haryana

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 4.5 Lakh livestock farmers issued cards in Haryana (as of 2026-02-10)
₹Revolving institutional credit framework backed by Haryana Animal Husbandry & Dairying Department interest subsidy budget allocation
📅Running since 2019
🔄3 verified updates — actively maintained

Related Welfare Programs

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

203

Official Source ↗
2026-09-26initial_verification

Baseline verification of Pashu Kisan Credit Card (PKCC) Scheme Haryana guideline...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Open to all genders · Overlapping profile match
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)₹1,600 (one-time)✓ Overlapping profile match

Official Helpline & Nodal Offices

Department of Animal Husbandry and Dairying, Government of Haryana

Pashudhan Bhawan, Sector 2, Panchkula, Haryana 134112

Helpline: 0172-2574663

Jurisdiction: State (Haryana)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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