Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units)
25% capital subsidy on bank project loans up to ₹10 Lakh for establishing coir manufacturing units verified from official government notifications.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹50 Crore annual coir entrepreneurship credit fund
Official Budget Document ↗Over 4,000 coir micro-enterprises established in coastal belts
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Any individual, SHG, or cooperative setting up a new coir processing or manufacturing unit.
Required Documents Checklist
Verify readiness before applying for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Prepare project proposal and apply online on Coir Board portal.
- 2
Coir Board screens and recommends project to scheduled bank.
- 3
Bank sanctions loan; Coir Board releases 25% margin money subsidy.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Project cost exceeding ₹10 Lakh or promoter default on prior bank debt.
Official Government Application Portal
You will be redirected to the secure official portal: coirboard.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Is marketing assistance provided to new coir units?
Yes, Coir Board assists new units with showroom displays, buyer-seller meets, and export promotion.
Source: Official Scheme FAQ ↗Who is eligible to apply for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units)?
Eligible applicants must satisfy official government criteria for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units). Age: min 18 max 65 years. Conditions: Any individual, SHG, or cooperative setting up a new coir processing or manufacturing unit..
Source: Official Scheme FAQ ↗What are the key benefits provided under Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units)?
Under official guidelines for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units), beneficiaries are entitled to: Provides 25% central government capital subsidy on project costs up to ₹10 Lakh (promoter contribution only 5%, remaining 70% bank loan) with no collateral required up to ₹10 Lakh under CGTMSE for setting up coir fiber and product manufacturing.
Source: Official Scheme FAQ ↗How do I apply for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units)? What is the official process?
To apply for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units), applicants should follow the official procedure: 1. Prepare project proposal and apply online on Coir Board portal. 2. Coir Board screens and recommends project to scheduled bank. 3. Bank sanctions loan; Coir Board releases 25% margin money subsidy.
Source: Official Scheme FAQ ↗Can I track my Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units) application status?
Application status for Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units) can typically be tracked through the official portal at coirboard.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Project cost exceeding ₹10 Lakh or promoter default on prior bank debt.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-10-06 | short_description | 25% capital subsidy on bank project loans up to ₹10 Lakh for establishing coir manufacturing units verified from official government notifications. | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Coir Udyami Yojana (Credit Linked Capital Subsidy for Coir Units) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application on coirboard.gov.in
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
25% capital subsidy on bank project loans up to ₹10 Lakh for establishing coir m...
Official Source ↗Baseline verification of Coir Udyami Yojana (Credit Linked Capital Subsidy for C...
Official Source ↗Schemes You Can Stack With This
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Official Helpline & Nodal Offices
Coir Board Central Office
Coir House, M.G. Road, Ernakulam, Kochi 682016
Helpline: 0484-2351807
Jurisdiction: Central (All India)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.