Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab
Lifelong guaranteed pension of ₹3,000 per month upon attaining age 60, with spouse coverage and ₹5.10 Lakh nominee corpus return.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
Atal Pension Yojana (APY) — Guaranteed Monthly Pension Matrix
PFRDA regulated contribution rates · ₹1k to ₹5k lifetime pension from age 60 + ₹8.5L nominee corpus
| Entry Age | ₹1,000 Pension/mo | ₹3,000 Pension/mo | ₹5,000 Pension/mo | Nominee Corpus |
|---|---|---|---|---|
| 18 Years | ₹42 / माह | ₹126 / माह | ₹210 / माह | ₹8,50,000 |
| 25 Years | ₹76 / माह | ₹226 / माह | ₹376 / माह | ₹8,50,000 |
| 30 Years | ₹116 / माह | ₹347 / माह | ₹577 / माह | ₹8,50,000 |
📊Budget Allocation & Beneficiary Reach
Part of 6.2+ Crore cumulative APY subscriber base
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
All non-taxpayer citizens between 18 and 40 years possessing a valid savings account.
Required Documents Checklist
Verify readiness before applying for Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Fill APY mandate at any commercial bank, post office, or regional rural bank.
- 2
Select ₹3,000 monthly pension tranche and attach Aadhaar verification.
- 3
Provide spouse and nominee details.
- 4
Auto-debit deduction activated on linked bank account.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Income taxpayer status, age below 18 or above 40 years, or unlinked savings account.
Official Government Application Portal
You will be redirected to the secure official portal: pfrda.org.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the monthly contribution at age 30 for ₹3,000 pension?
At age 30, the monthly contribution for the ₹3,000 slab is ₹347.
Source: Official Scheme FAQ ↗What corpus is returned to the nominee under the ₹3,000 slab?
The designated legal nominee receives a corpus of ₹5,10,000.
Source: Official Scheme FAQ ↗Can I exit APY before 60 years of age?
Voluntary exit before 60 is permitted; subscriber is refunded their own net contributions along with accrued interest, after deducting maintenance charges.
Source: Official Scheme FAQ ↗Can I track my Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab application status?
Application status for Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab can typically be tracked through the official portal at pfrda.org.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline at 1800-889-1030 or visit your nearest Common Service Centre (CSC).
What should I do if my Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Income taxpayer status, age below 18 or above 40 years, or unlinked savings account.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | cs | Official Source ↗ |
| 2026-10-18 | grievance_helpline | 1800-889-1030 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Atal Pension Yojana (APY) Tier 3: ₹3,000 Guaranteed Monthly Pension Slab guidelines, benefits, and portal integration. | Official Source ↗ |
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How is this calculated? ↗Verified 7d ago from .gov.in source
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📅Scheme Milestone Timeline
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Official Helpline & Nodal Offices
Pension Fund Regulatory and Development Authority (PFRDA)
B-14/A, Chatrapati Shivaji Bhawan, Qutab Institutional Area, New Delhi 110016
Helpline: 011-26517501
Jurisdiction: NationalNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.