Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab
Statutory lifetime monthly pension of ₹2,000 after 60 years of age with full spousal pension and ₹3.40 Lakh return of corpus to nominee.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
Atal Pension Yojana (APY) — Guaranteed Monthly Pension Matrix
PFRDA regulated contribution rates · ₹1k to ₹5k lifetime pension from age 60 + ₹8.5L nominee corpus
| Entry Age | ₹1,000 Pension/mo | ₹3,000 Pension/mo | ₹5,000 Pension/mo | Nominee Corpus |
|---|---|---|---|---|
| 18 Years | ₹42 / माह | ₹126 / माह | ₹210 / माह | ₹8,50,000 |
| 25 Years | ₹76 / माह | ₹226 / माह | ₹376 / माह | ₹8,50,000 |
| 30 Years | ₹116 / माह | ₹347 / माह | ₹577 / माह | ₹8,50,000 |
📊Budget Allocation & Beneficiary Reach
Sovereign pension guarantee underwritten by Government of India
Official Budget Document ↗Millions of subscribers in the ₹2,000 monthly pension bracket
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Non-taxpaying Indian citizens aged 18 to 40 years having an operational bank savings account.
Required Documents Checklist
Verify readiness before applying for Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Approach bank or post office branch where savings account is active.
- 2
Complete APY application selecting ₹2,000 pension option.
- 3
Provide Aadhaar, nominee KYC, and set auto-debit authorization.
- 4
PRAN (Permanent Retirement Account Number) card generated via NSDL/CRA portal.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Age outside 18–40 years, active income tax assessment, or defaulting on contribution dues.
Official Government Application Portal
You will be redirected to the secure official portal: pfrda.org.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
How much do I need to contribute per month at age 25 for ₹2,000 pension?
If you join at age 25, the required monthly contribution is ₹151 until you reach 60 years of age.
Source: Official Scheme FAQ ↗What is the nominee corpus in Tier 2?
The nominee receives a fixed lump sum corpus of ₹3,40,000 upon the demise of both subscriber and spouse.
Source: Official Scheme FAQ ↗What happens if an auto-debit installment is missed?
Overdue contributions can be regularized by paying a nominal penalty fee (₹1 to ₹10 per month depending on contribution tier).
Source: Official Scheme FAQ ↗Can I track my Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab application status?
Application status for Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab can typically be tracked through the official portal at pfrda.org.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline at 1800-889-1030 or visit your nearest Common Service Centre (CSC).
What should I do if my Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Age outside 18–40 years, active income tax assessment, or defaulting on contribution dues.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | cs | Official Source ↗ |
| 2026-10-18 | grievance_helpline | 1800-889-1030 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Monthly Pension Slab guidelines, benefits, and portal integration. | Official Source ↗ |
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📅Scheme Milestone Timeline
Baseline verification of Atal Pension Yojana (APY) Tier 2: ₹2,000 Guaranteed Mon...
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Official Helpline & Nodal Offices
Pension Fund Regulatory and Development Authority (PFRDA)
B-14/A, Chatrapati Shivaji Bhawan, Qutab Institutional Area, New Delhi 110016
Helpline: 011-26517501
Jurisdiction: NationalNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
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