Chief Minister Arogya Arunachal Yojana (CMAAY)
Cashless healthcare cover of ₹5 Lakh per year per family for secondary and tertiary hospitalization available across districts in Arunachal Pradesh.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 1.6 Lakh families enrolled across all 26 districts of Arunachal Pradesh
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Resident family of Arunachal Pradesh holding APST certificate, Permanent Resident Certificate (PRC), or active state government employment.
Required Documents Checklist
Verify readiness before applying for Chief Minister Arogya Arunachal Yojana (CMAAY). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(2)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Chief Minister Arogya Arunachal Yojana (CMAAY)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enroll online via CMAAY portal (cmaay.com) or at District Hospital kiosk.
- 2
Present CMAAY Golden Card at empanelled hospital Arogya Mitra desk.
- 3
Pre-authorization sanctioned electronically for cashless treatment and surgery.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-resident individuals without APST or PRC documentation.
Official Government Application Portal
You will be redirected to the secure official portal: cmaay.com
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the annual health cover under CMAAY?
₹5 Lakh per family per year for secondary and tertiary hospitalization.
Source: Official Scheme FAQ ↗Can treatment be taken outside Arunachal Pradesh?
Yes, at premier empanelled hospitals including GNRC Guwahati, BBCI Guwahati, and CMC Vellore.
Source: Official Scheme FAQ ↗Who is eligible to apply for Chief Minister Arogya Arunachal Yojana (CMAAY)?
Eligible applicants must satisfy official government criteria for Chief Minister Arogya Arunachal Yojana (CMAAY). Age: max 100 years. Conditions: Resident family of Arunachal Pradesh holding APST certificate, Permanent Resident Certificate (PRC), or active state government employment..
Source: Official Scheme FAQ ↗How do I apply for Chief Minister Arogya Arunachal Yojana (CMAAY)? What is the official process?
To apply for Chief Minister Arogya Arunachal Yojana (CMAAY), applicants should follow the official procedure: 1. Enroll online via CMAAY portal (cmaay.com) or at District Hospital kiosk. 2. Present CMAAY Golden Card at empanelled hospital Arogya Mitra desk. 3. Pre-authorization sanctioned electronically for cashless treatment and surgery.
Source: Official Scheme FAQ ↗Can I track my Chief Minister Arogya Arunachal Yojana (CMAAY) application status?
Application status for Chief Minister Arogya Arunachal Yojana (CMAAY) can typically be tracked through the official portal at cmaay.com using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Chief Minister Arogya Arunachal Yojana (CMAAY) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Chief Minister Arogya Arunachal Yojana (CMAAY) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-resident individuals without APST or PRC documentation.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 310 | Official Source ↗ |
| 2026-10-06 | short_description | Cashless healthcare cover of ₹5 Lakh per year per family for secondary and tertiary hospitalization available across districts in Arunachal Pradesh. | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Chief Minister Arogya Arunachal Yojana (CMAAY) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous universal enrollment and 24x7 cashless hospital admission
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.
Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.
National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.
📅Scheme Milestone Timeline
Cashless healthcare cover of ₹5 Lakh per year per family for secondary and terti...
Official Source ↗Baseline verification of Chief Minister Arogya Arunachal Yojana (CMAAY) guidelin...
Official Source ↗Schemes You Can Stack With This
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Official Helpline & Nodal Offices
Chief Minister Arogya Arunachal Society (CMAAS)
Directorate of Health Services, Naharlagun, Arunachal Pradesh 791110
Helpline: 1800-233-5555
Jurisdiction: State (Arunachal Pradesh)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.