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ActiveState SchemeLaunched December 2018Verified: 2026-09-26

Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh)

Universal cashless hospital coverage up to ₹5 Lakh per family per year for all 23 Lakh resident families across 300+ hospitals.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:ayushmanuttarakhand.org

Quick Eligibility Snapshot

👤 Max age 99 yrs💰 Income ≤ ₹8,00,000⚖ All genders🏛 All categories📍 Uttarakhand
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Uttarakhand
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Comprehensive 100% universal secondary and tertiary cashless medical/surgical hospitalization cover of up to ₹5,00,000 per family per year covering 1,750+ procedures across 300+ empaneled government and private network hospitals with zero out-of-pocket expenses for all 23 Lakh resident families of Uttarakhand regardless of income.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹600 Crore universal state health assurance fund

Official Budget Document ↗
Verified Beneficiary Reach

Covering all 23 Lakh families (over 1 Crore citizens) across Uttarakhand

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Maximum 99 years
Annual Family Income Ceiling:₹8,00,000 per annum
Target Occupations:citizen, farmer, daily wager, informal worker, artisan
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Permanent resident family of Uttarakhand possessing a valid state ration card or domicile proof.

📄

Required Documents Checklist

Verify readiness before applying for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (2/10)
•Hybrid process (online application + physical verification)
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (ayushmanuttarakhand.org). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Enrolment is authenticated through active Uttarakhand Ration Card or Voter ID card showing state residence.

  2. 2

    Generate Golden Ayushman Card online via ayushmanuttarakhand.org or at nearest Common Service Centre (CSC).

  3. 3

    Present Golden Card at the Arogyamitra desk of any empaneled hospital for instant cashless pre-authorization.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-resident families, non-empaneled private facilities, or OPD consultations without admission.

Official Government Application Portal

You will be redirected to the secure official portal: ayushmanuttarakhand.org

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Can hill residents get cashless care at premier hospitals in Dehradun and Delhi?

Yes, top tertiary hospitals including AIIMS Rishikesh, Max Healthcare Dehradun, and Medanta Gurugram are empaneled.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh)?

Eligible applicants must satisfy official government criteria for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh). Age: max 99 years. Annual family income ceiling: ₹8,00,000. Conditions: Permanent resident family of Uttarakhand possessing a valid state ration card or domicile proof..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh)?

Under official guidelines for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh), beneficiaries are entitled to: Comprehensive 100% universal secondary and tertiary cashless medical/surgical hospitalization cover of up to ₹5,00,000 per family per year covering 1,750+ procedures across 300+ empaneled government and private network hospitals with zero out-of-pocket expenses for all 23 Lakh resident families of U...

Source: Official Scheme FAQ ↗

How do I apply for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh)? What is the official process?

To apply for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh), applicants should follow the official procedure: 1. Enrolment is authenticated through active Uttarakhand Ration Card or Voter ID card showing state residence. 2. Generate Golden Ayushman Card online via ayushmanuttarakhand.org or at nearest Common Service Centre (CSC). 3. Present Golden Card at the Arogyamitra desk of any empaneled hospital for i...

Source: Official Scheme FAQ ↗

Can I track my Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh) application status?

Application status for Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh) can typically be tracked through the official portal at ayushmanuttarakhand.org using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-resident families, non-empaneled private facilities, or OPD consultations without admission.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-19scheme_typestateOfficial Source ↗
2026-10-06ministry_id250Official Source ↗
2026-09-26initial_verificationBaseline verification of Atal Ayushman Uttarakhand Yojana (Universal 100% Cashless Treatment up to ₹5 Lakh) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous 24x7 emergency and planned hospitalization access

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🔀Online & In-Person
Scale & Impact
👥Covering all 23 Lakh families (over 1 Crore citizens) across Uttarakhand (as of 2026-01-20)
₹₹600 Crore universal state health assurance fund budget allocation
📅Running since 2018
🔄3 verified updates — actively maintained

Related Welfare Programs

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.

📅Scheme Milestone Timeline

2026-10-19scheme_type

state

Official Source ↗
2026-10-06ministry_id

250

Official Source ↗
2026-09-26initial_verification

Baseline verification of Atal Ayushman Uttarakhand Yojana (Universal 100% Cashle...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

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Official Helpline & Nodal Offices

State Health Agency (SHA), Uttarakhand

107, Chander Nagar, Dehradun 248001

Helpline: 104

Jurisdiction: Uttarakhand

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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