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ActiveState SchemeLaunched May 2021Verified: 2026-09-26

Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance)

Cashless health insurance cover up to ₹25 Lakh per family per year in empaneled hospitals across Rajasthan provided through direct benefit transfer.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:health.rajasthan.gov.in

Quick Eligibility Snapshot

👤 Max age 99 yrs💰 Income ≤ ₹8,00,000⚖ All genders🏛 All categories📍 Rajasthan
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Rajasthan
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Comprehensive secondary and tertiary cashless medical cover of up to ₹25,00,000 per family per year across 1,900+ empaneled government and private hospitals covering 1,800+ procedures, organ transplants, and cancer therapies with zero out-of-pocket expenses.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹3,500 Crore state health assurance fund

Official Budget Document ↗
Verified Beneficiary Reach

Covering 1.4 Crore families (over 90% of Rajasthan population)

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Maximum 99 years
Annual Family Income Ceiling:₹8,00,000 per annum
Target Occupations:citizen, farmer, informal worker, daily wager, artisan
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident family of Rajasthan possessing an active Jan Aadhaar card.

📄

Required Documents Checklist

Verify readiness before applying for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(2)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•100% digital online application process
•2 mandatory document required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (health.rajasthan.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Enrolment is automated for NFSA, SECC, small/marginal farmers, contract workers, and COVID orphans.

  2. 2

    Other families register on the Jan Aadhaar portal and pay a nominal annual premium of ₹850.

  3. 3

    Access cashless hospitalization at any empaneled hospital using Jan Aadhaar card.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-resident without Jan Aadhaar or non-payment of ₹850 premium (for non-NFSA general families).

Official Government Application Portal

You will be redirected to the secure official portal: health.rajasthan.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Are organ transplants like liver and heart covered?

Yes, advanced organ transplants, joint replacements, and bone marrow transplants are covered up to ₹25 Lakh.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance)?

Eligible applicants must satisfy official government criteria for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance). Age: max 99 years. Annual family income ceiling: ₹8,00,000. Conditions: Resident family of Rajasthan possessing an active Jan Aadhaar card..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance)?

Under official guidelines for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance), beneficiaries are entitled to: Comprehensive secondary and tertiary cashless medical cover of up to ₹25,00,000 per family per year across 1,900+ empaneled government and private hospitals covering 1,800+ procedures, organ transplants, and cancer therapies with zero out-of-pocket expenses.

Source: Official Scheme FAQ ↗

How do I apply for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance)? What is the official process?

To apply for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance), applicants should follow the official procedure: 1. Enrolment is automated for NFSA, SECC, small/marginal farmers, contract workers, and COVID orphans. 2. Other families register on the Jan Aadhaar portal and pay a nominal annual premium of ₹850. 3. Access cashless hospitalization at any empaneled hospital using Jan Aadhaar card.

Source: Official Scheme FAQ ↗

Can I track my Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance) application status?

Application status for Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance) can typically be tracked through the official portal at health.rajasthan.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-resident without Jan Aadhaar or non-payment of ₹850 premium (for non-NFSA general families).

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id161Official Source ↗
2026-10-06short_descriptionCashless health insurance cover up to ₹25 Lakh per family per year in empaneled hospitals across Rajasthan provided through direct benefit transfer.Official Source ↗
2026-09-26initial_verificationBaseline verification of Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh Health Insurance) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous 24x7 hospital access and annual policy renewals on Jan Aadhaar

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (95%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🖥Apply Online
Scale & Impact
👥Covering 1.4 Crore families (over 90% of Rajasthan population) (as of 2026-01-20)
₹₹3,500 Crore state health assurance fund budget allocation
📅Running since 2021
🔄4 verified updates — actively maintained

Related Welfare Programs

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

161

Official Source ↗
2026-10-06short_description

Cashless health insurance cover up to ₹25 Lakh per family per year in empaneled ...

Official Source ↗
2026-09-26initial_verification

Baseline verification of Mukhyamantri Ayushman Arogya Yojana (Universal ₹25 Lakh...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Mudra Yojana (PMMY)Collateral-free business loans granted by commercial banks, RRBs, Small Finance Banks, ...✓ Open to all genders · Overlapping profile match
Pradhan Mantri Matsya Sampada Yojana (PMMSY)Capital subsidy for fisheries infrastructure (pond construction, biofloc units, recircu...✓ Open to all genders · Overlapping profile match

Official Helpline & Nodal Offices

Rajasthan State Health Society, Medical & Health Department

Swasthya Bhawan, Tilak Marg, C-Scheme, Jaipur 302005

Helpline: 181

Jurisdiction: Rajasthan

Notice a Discrepancy?

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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