Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover)
Universal accidental death and permanent disability insurance cover of up to ₹10 Lakh for all families enrolled in Jan Aadhaar in RJ.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
₹500 Crore annual premium outlay paid by Government of Rajasthan
Official Budget Document ↗Universal cover for over 1.4 Crore families registered under Jan Aadhaar in RJ
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Resident family of Rajasthan registered under the Jan Aadhaar database. Premium is 100% paid by the state government. Accidental mishap must occur within policy period.
Required Documents Checklist
Verify readiness before applying for Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(4)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enrolment is automatic and 100% free for all families holding a valid Jan Aadhaar card in Rajasthan.
- 2
In case of an accident resulting in death or disability, nominee submits online claim on the State Insurance & Provident Fund (SIPF) portal (sipf.rajasthan.gov.in).
- 3
Upload FIR / Police Panchnama, Post-Mortem Report, Death Certificate, or CMO Permanent Disability Certificate.
- 4
District Collectorate Committee reviews police investigation documents and hospital reports online.
- 5
Claim approval issued electronically within 30 days.
- 6
Insurance compensation of up to ₹10 Lakh is credited directly via DBT into the nominee Jan Aadhaar bank account.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Death due to natural causes/illness, suicide, driving under alcohol influence, or lack of active Jan Aadhaar card at the time of accident.
Official Government Application Portal
You will be redirected to the secure official portal: sipf.rajasthan.gov.in
Get Curated Scheme Alerts & Application Deadlines
Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.
Successfully Subscribed!
Your preferences are securely saved. You will receive verified alerts when application windows open. You can unsubscribe anytime.
💡 Need an immediate personalized document checklist & rejection audit for your profile?
Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the total insurance cover under this scheme?
The accidental death cover is ₹10,00,000 per family member.
Source: Official Scheme FAQ ↗Are accidents like snakebites and drowning covered?
Yes, accidental deaths due to snakebite, drowning in stepwells/ponds, electrocution, house collapse, and road/railway accidents are fully covered.
Source: Official Scheme FAQ ↗Do families have to pay any annual premium?
No, the entire annual insurance premium is paid directly by the Government of Rajasthan on behalf of all Jan Aadhaar cardholding families.
Source: Official Scheme FAQ ↗Who is eligible to apply for Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover)?
Eligible applicants must satisfy official government criteria for Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover). Age: max 100 years. Annual family income ceiling: ₹8,00,000. Conditions: Resident family of Rajasthan registered under the Jan Aadhaar database. Premium is 100% paid by the state government. Accidental mishap must occur wit.
Source: Official Scheme FAQ ↗Can I track my Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover) application status?
Application status for Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover) can typically be tracked through the official portal at sipf.rajasthan.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Death due to natural causes/illness, suicide, driving under alcohol influence, or lack of active Jan Aadhaar card at the time of accident.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 163 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (Accidental Cover) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Claims must be submitted within 60 days of the accidental event (extendable up to 90 days)
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.
Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.
National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.
📅Scheme Milestone Timeline
Baseline verification of Mukhyamantri Ayushman Durghatna Bima Yojana Rajasthan (...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
State Insurance & General Provident Fund Department, Rajasthan
Vitta Bhawan, Janpath, Jyoti Nagar, Jaipur 302005
Helpline: 0141-2740251
Jurisdiction: State (Rajasthan)Notice a Discrepancy?
Help keep civic data 100% accurate. We audit every report against primary gazettes.
Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.