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ActiveState SchemeLaunched August 2018Verified: 2026-09-26

Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha

Universal cashless healthcare in Odisha providing ₹5 Lakh cover for families and enhanced ₹10 Lakh cover for women in empaneled hospitals.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:bsky.odisha.gov.in

Quick Eligibility Snapshot

👤 Any age💰 No income ceiling⚖ All genders🏛 All categories📍 Odisha
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Odisha
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Universal state healthcare coverage providing completely cashless secondary and tertiary hospital treatment to families in Odisha. Provides annual cashless hospitalization coverage of up to ₹5,00,000 (₹5 Lakh) per family, with an enhanced coverage of up to ₹10,00,000 (₹10 Lakh) specifically reserved for female members of the household across 800+ empaneled private and public hospitals in Odisha and major medical hubs (Hyderabad, Visakhapatnam, Kolkata, Chennai, Mumbai). All diagnostic tests, surgical interventions, medicines, and ICU charges in government hospitals from Sub-Centre to Medical Colleges are 100% free for all citizens.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹3,000 Crore annual outlay under State Health Assurance Society Odisha

Official Budget Document ↗
Verified Beneficiary Reach

Over 1.05 Crore families (approx 3.5 Crore citizens) covered across Odisha

As of: 2026-02-15PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:No specific age restriction
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:all citizens, farmer, unorganized worker, artisan
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident family of Odisha holding a BSKY Smart Health Card or NFSA/SFSS ration card. Free primary care in government hospitals is universal for all citizens. Inpatient cashless cover up to ₹5 Lakh (₹10 Lakh for women) applies to all enrolled cardholder families.

📄

Required Documents Checklist

Verify readiness before applying for Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (3/10)
•100% digital online application process
•3 mandatory supporting documents required
•Specific occupational / categorical conditions apply

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (bsky.odisha.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Families holding BSKY Smart Health Cards or NFSA/SFSS ration cards are automatically enrolled.

  2. 2

    Visit any empaneled government or private hospital with the BSKY card / NFSA ration card and Aadhaar.

  3. 3

    Swasthya Mitra at the hospital helpdesk performs biometric authentication.

  4. 4

    Patient admitted with immediate electronic pre-authorization; all hospital bills settled directly by State Health Assurance Society.

  5. 5

    Discharge summary and free medicine supply provided without cash out-of-pocket expenditure.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Non-possession of BSKY / NFSA / SFSS card, government employees covered under government service health schemes, or income tax payers.

Official Government Application Portal

You will be redirected to the secure official portal: bsky.odisha.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Why do female members get ₹10 Lakh coverage?

The Odisha government specifically earmarked an additional ₹5 Lakh coverage (total ₹10 Lakh) for women to prioritize maternal, oncological, and specialized female healthcare.

Source: Official Scheme FAQ ↗

Are hospitals outside Odisha empaneled under BSKY?

Yes, over 100 premier hospitals in cities like Visakhapatnam, Hyderabad, Raipur, Kolkata, Chennai, Bengaluru, and Mumbai are empaneled for specialized treatments.

Source: Official Scheme FAQ ↗

What is the role of a Swasthya Mitra?

Swasthya Mitras are dedicated helpdesk personnel deployed at every empaneled hospital to guide patients, verify cards, and ensure hassle-free cashless admission.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha?

Eligible applicants must satisfy official government criteria for Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha. Conditions: Resident family of Odisha holding a BSKY Smart Health Card or NFSA/SFSS ration card. Free primary care in government hospitals is universal for all ci.

Source: Official Scheme FAQ ↗

Can I track my Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha application status?

Application status for Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha can typically be tracked through the official portal at bsky.odisha.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Non-possession of BSKY / NFSA / SFSS card, government employees covered under government service health schemes, or income tax payers.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id176Official Source ↗
2026-09-26initial_verificationBaseline verification of Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) Odisha guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous coverage for active cardholders at empaneled hospitals

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 1.05 Crore families (approx 3.5 Crore citizens) covered across Odisha (as of 2026-02-15)
₹₹3,000 Crore annual outlay under State Health Assurance Society Odisha budget allocation
📅Running since 2018
🔄3 verified updates — actively maintained

Related Welfare Programs

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

176

Official Source ↗
2026-09-26initial_verification

Baseline verification of Biju Swasthya Kalyan Yojana (BSKY / Gopabandhu Arogya) ...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)₹1,600 (one-time)✓ Overlapping profile match

Official Helpline & Nodal Offices

State Health Assurance Society (SHAS), Health & Family Welfare Department

A1 Block, Toshali Bhawan, Satya Nagar, Bhubaneswar, Odisha 751007

Helpline: 104 / 155369

Jurisdiction: State (Odisha)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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