Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family)
Universal cashless inpatient health insurance of ₹5 Lakh per family per year for all indigenous residents of Nagaland provided through direct benefit transfer.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Universal coverage covering over 3.5 Lakh households in Nagaland
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Permanent indigenous resident of Nagaland registered in village council electoral/census rolls with family income up to ₹6 Lakh.
Required Documents Checklist
Verify readiness before applying for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Enrol at village council hall, health centre, or online at CMHIS portal (cmhis.nagaland.gov.in).
- 2
Present Indigenous Inhabitant Certificate (IIC) / Permanent Resident Certificate and family Aadhaar cards.
- 3
CMHIS E-Card generated instantly for cashless hospital admission.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-indigenous inhabitants without valid residential standing or duplicate registrations.
Official Government Application Portal
You will be redirected to the secure official portal: cmhis.nagaland.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are empanelled hospitals in Guwahati and Delhi available?
Yes, CMHIS covers premier referral tertiary hospitals outside Nagaland for specialized treatments.
Source: Official Scheme FAQ ↗Who is eligible to apply for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family)?
Eligible applicants must satisfy official government criteria for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family). Age: max 95 years. Annual family income ceiling: ₹6,00,000. Conditions: Permanent indigenous resident of Nagaland registered in village council electoral/census rolls with family income up to ₹6 Lakh..
Source: Official Scheme FAQ ↗What are the key benefits provided under Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family)?
Under official guidelines for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family), beneficiaries are entitled to: Universal cashless hospitalization cover of ₹5,00,000 per family per year on a family floater basis across all public and empanelled private hospitals across Nagaland and major referral centres in India (Guwahati, Kolkata, Delhi, Chennai). Covers secondary and tertiary procedures, surgeries, ICU, di...
Source: Official Scheme FAQ ↗How do I apply for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family)? What is the official process?
To apply for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family), applicants should follow the official procedure: 1. Enrol at village council hall, health centre, or online at CMHIS portal (cmhis.nagaland.gov.in). 2. Present Indigenous Inhabitant Certificate (IIC) / Permanent Resident Certificate and family Aadhaar cards. 3. CMHIS E-Card generated instantly for cashless hospital admission.
Source: Official Scheme FAQ ↗Can I track my Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family) application status?
Application status for Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family) can typically be tracked through the official portal at cmhis.nagaland.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-indigenous inhabitants without valid residential standing or duplicate registrations.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 318 | Official Source ↗ |
| 2026-10-06 | short_description | Universal cashless inpatient health insurance of ₹5 Lakh per family per year for all indigenous residents of Nagaland provided through direct benefit transfer. | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Chief Minister’s Health Insurance Scheme (CMHIS Cashless Health Cover of ₹5 Lakh per Family) guidelines, benefits, and portal integration. | Official Source ↗ |
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Application Window & Deadlines
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🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 24d ago from .gov.in source
Apply online with minimal documents
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📅Scheme Milestone Timeline
Universal cashless inpatient health insurance of ₹5 Lakh per family per year for...
Official Source ↗Baseline verification of Chief Minister’s Health Insurance Scheme (CMHIS Cashles...
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Official Helpline & Nodal Offices
Nagaland Health Protection Society (NHPS)
Department of Health & Family Welfare, Kohima 797001
Helpline: 0370-2270565
Jurisdiction: NagalandNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.