Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams
100% free professional coaching with ₹3,000 monthly outstation stipend for minority aspirants preparing for UPSC, State PSC, SSC, and Banking exams.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Backed by Free Coaching and Allied Scheme allocation under MoMA
Official Budget Document ↗Over 1.19 Lakh minority aspirants coached with thousands selected into civil and banking services
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Graduates belonging to notified minority communities with family income up to ₹6 Lakh preparing for government recruitment tests.
Required Documents Checklist
Verify readiness before applying for Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply online on the Naya Savera portal (coaching.minorityaffairs.gov.in).
- 2
Select preferred exam stream and empanelled coaching institute.
- 3
Submit graduation marksheet, minority certificate, and parent income certificate.
- 4
Appear for coaching institute entrance test and secure merit admission.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Family income exceeding ₹6,00,000 per annum, candidate already availed free coaching twice, or non-minority status.
Official Government Application Portal
You will be redirected to the secure official portal: minorityaffairs.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Does the student pay any coaching fees?
No, the entire coaching fee is directly paid by the Ministry of Minority Affairs to the empanelled coaching institute.
Source: Official Scheme FAQ ↗What is the monthly stipend for outstation students?
Outstation students receive a monthly living stipend of ₹3,000 directly via DBT during the coaching period.
Source: Official Scheme FAQ ↗How many times can a candidate avail this scheme?
A candidate can avail free coaching under the scheme a maximum of two times for different examination stages.
Source: Official Scheme FAQ ↗Can I track my Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams application status?
Application status for Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams can typically be tracked through the official portal at minorityaffairs.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Family income exceeding ₹6,00,000 per annum, candidate already availed free coaching twice, or non-minority status.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | cs | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams guidelines, benefits, and portal integration. | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Naya Savera Free Coaching for Civil Services, State PSC, SSC & Banking Exams guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
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Application Window & Deadlines
Admissions announced annually prior to exam cycles
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 7d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Naya Savera Free Coaching for Civil Services, State PSC...
Official Source ↗Baseline verification of Naya Savera Free Coaching for Civil Services, State PSC...
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Official Helpline & Nodal Offices
Ministry of Minority Affairs
11th Floor, Pt. Deendayal Antyodaya Bhawan, CGO Complex, Lodhi Road, New Delhi 110003
Helpline: 011-24364273
Jurisdiction: NationalNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.