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ActiveCentral Sector SchemeLaunched October 2018Verified: 2026-10-12

NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF)

Concessional term loans with 3% interest subvention for establishing modern fishing harbours, fish landing centres, and aquaculture infrastructure.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:www.nabard.org

Quick Eligibility Snapshot

👤 Age 21–70 yrs💰 Income ≤ ₹30,00,000⚖ All genders🏛 All categories📍 All India
Government Levelcentral Government
Administering BodyMinistry of Fisheries, Animal Husbandry and Dairying
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Provides institutional term loans through NABARD, NCDC, and scheduled banks with 3% per annum interest subvention from the Central Government. Borrowing cost is capped at not more than 5% per annum for eligible entities, covering up to 80% of project cost for fishing harbours, cage culture, recirculating aquaculture systems (RAS), feed mills, and refrigerated transport.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

Total fund corpus of ₹7,522 Crore mobilizing massive private and cooperative investment

Official Budget Document ↗
Verified Beneficiary Reach

Over 120 mega coastal and inland fisheries infrastructure projects approved

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:21 to 70 years
Annual Family Income Ceiling:₹30,00,000 per annum
Target Occupations:fish entrepreneur, aquaculturist, fisheries cooperative director, cold storage operator
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

State Governments, Fisheries Cooperatives, Fish Producer Organizations, private companies, and entrepreneurs.

📄

Required Documents Checklist

Verify readiness before applying for NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

🔒 Secure Razorpay Checkout • 100% Independent

Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•Hybrid process (online application + physical verification)
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (www.nabard.org). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Formulate project DPR following FIDF operational guidelines.

  2. 2

    Submit project online to Central Monitoring and Implementation Committee (CMIC) via Department of Fisheries portal (dof.gov.in).

  3. 3

    Approved DPR forwarded to NABARD or nodal loan entity.

  4. 4

    Loan disbursed in stages aligned with physical milestone completion.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Absence of environmental or coastal zone clearances, unfeasible commercial viability, or promoter default.

Official Government Application Portal

You will be redirected to the secure official portal: www.nabard.org

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What is the interest subvention rate under FIDF?

The Central Government provides up to 3% interest subvention per annum on institutional debt.

Source: Official Scheme FAQ ↗

What is the maximum loan repayment period?

Repayment period spans up to 12 years, including an initial moratorium period of up to 2 years.

Source: Official Scheme FAQ ↗

Can private entrepreneurs get loans under FIDF?

Yes, private companies, individual entrepreneurs, and fisheries start-ups can access FIDF funding via participating commercial banks.

Source: Official Scheme FAQ ↗

Can I track my NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF) application status?

Application status for NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF) can typically be tracked through the official portal at www.nabard.org using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Absence of environmental or coastal zone clearances, unfeasible commercial viability, or promoter default.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-19scheme_typecsOfficial Source ↗
2026-09-28initial_verificationBaseline verification of NABARD Fisheries and Aquaculture Infrastructure Development Fund (FIDF) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Operational till FY 2025-26 with rolling sanction cycles

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 7d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🔀Online & In-Person
Scale & Impact
👥Over 120 mega coastal and inland fisheries infrastructure projects approved (as of 2026-01-20)
₹Total fund corpus of ₹7,522 Crore mobilizing massive private and cooperative investment budget allocation
📅Running since 2018
🔄2 verified updates — actively maintained

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Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.

📅Scheme Milestone Timeline

2026-10-19scheme_type

cs

Official Source ↗
2026-09-28initial_verification

Baseline verification of NABARD Fisheries and Aquaculture Infrastructure Develop...

Official Source ↗
⚡

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Official Helpline & Nodal Offices

NABARD Head Office

Plot No. C-24, 'G' Block, Bandra-Kurla Complex, Bandra (E), Mumbai 400051

Helpline: 022-26539895

Jurisdiction: National

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Verification Metadata

Last verified by Eligo researchers on 2026-10-12 against official government documentation.

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