Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC)
Direct financial subsidy of ₹1.2 Lakh to build 10 Lakh pucca homes for homeless OBC, VJNT, and SBC families in Maharashtra.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Targeting 10 Lakh pucca homes for OBC families
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Homeless or kachha house residing families belonging to OBC, VJNT, or SBC categories in Maharashtra with income up to ₹1.5 Lakh.
Required Documents Checklist
Verify readiness before applying for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Apply online on the MahaAwas portal or submit at Gram Panchayat / Block Development Office.
- 2
Attach OBC/VJNT/SBC caste certificate, land ownership/patta documents, and income certificate (<= ₹1.5 Lakh).
- 3
Field geo-tagging of construction phases triggers automated DBT installment releases.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Already owning a pucca house, non-OBC/VJNT/SBC category, or income exceeding ₹1.5 Lakh.
Official Government Application Portal
You will be redirected to the secure official portal: housing.maharashtra.gov.in
Get Curated Scheme Alerts & Application Deadlines
Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.
Successfully Subscribed!
Your preferences are securely saved. You will receive verified alerts when application windows open. You can unsubscribe anytime.
💡 Need an immediate personalized document checklist & rejection audit for your profile?
Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Are VJNT (Vimukta Jati and Nomadic Tribes) eligible under Modi Awas?
Yes, VJNT and Special Backward Classes (SBC) are explicitly covered alongside OBCs.
Source: Official Scheme FAQ ↗What are the key benefits provided under Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC)?
Under official guidelines for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC), beneficiaries are entitled to: Direct financial grant of ₹1,20,000 per family disbursed in 4 stage-wise construction installments, plus ₹24,000 MGNREGA wages and ₹12,000 toilet grant to construct durable pucca homes for homeless OBC, VJNT, and SBC families over 3 years.
Source: Official Scheme FAQ ↗How do I apply for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC)? What is the official process?
To apply for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC), applicants should follow the official procedure: 1. Apply online on the MahaAwas portal or submit at Gram Panchayat / Block Development Office. 2. Attach OBC/VJNT/SBC caste certificate, land ownership/patta documents, and income certificate (<= ₹1.5 Lakh). 3. Field geo-tagging of construction phases triggers automated DBT installment releases.
Source: Official Scheme FAQ ↗What documents are required to apply for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC)?
The mandatory documents required for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC) include: OBC / VJNT / SBC Caste Certificate, Land Document / 8A Extract / Village Panchayat Land NOC, Income Certificate issued by Tehsildar (<= ₹1.5 Lakh). Applicants must ensure all copies are valid and attested.
Source: Official Scheme FAQ ↗Can I track my Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC) application status?
Application status for Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC) can typically be tracked through the official portal at housing.maharashtra.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Already owning a pucca house, non-OBC/VJNT/SBC category, or income exceeding ₹1.5 Lakh.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 391 | Official Source ↗ |
| 2026-09-26 | initial_verification | Baseline verification of Modi Awas Gharkul Yojana (Housing for Other Backward Classes - OBC) guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous application with target of 10 Lakh homes over 3 years
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 23d ago from .gov.in source
Apply online with minimal documents
Related Welfare Programs
Central housing mission providing central assistance and interest subsidies to urban poor, EWS, LIG, and Middle-Income groups for pucca housing.
Flagship rural housing program providing financial assistance to houseless rural households and those living in dilapidated houses to construct pucca dwellings.
Micro-credit working capital loan facility providing collateral-free loans up to ₹50,000 with 7% interest subsidy and cashback for urban street vendors.
📅Scheme Milestone Timeline
Baseline verification of Modi Awas Gharkul Yojana (Housing for Other Backward Cl...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Other Backward Bahujan Welfare Department, Maharashtra
Mantralaya, Mumbai 400032
Helpline: 022-22883000
Jurisdiction: MaharashtraNotice a Discrepancy?
Help keep civic data 100% accurate. We audit every report against primary gazettes.
Verification Metadata
Last verified by Eligo researchers on 2026-09-26 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.