Meghalaya Health Insurance Scheme (MHIS Phase VI)
Universal health coverage scheme providing ₹5,30,000 cashless hospitalization coverage per family per year on a family floater basis across all empanelled hospitals for all residents of Meghalaya.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 5.2 Lakh families (22 Lakh individuals) enrolled
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a bona fide resident of the state with valid documentation.
Required Documents Checklist
Verify readiness before applying for Meghalaya Health Insurance Scheme (MHIS Phase VI). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Meghalaya Health Insurance Scheme (MHIS Phase VI)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Approach village MHIS registration kiosk with EPIC (Voter ID) or Aadhaar.
- 2
Laminated MHIS Smart Card generated on the spot for ₹30 registration fee.
- 3
Present card at any empanelled hospital MHIS Help Desk for cashless admission.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
State/Central regular government employees (covered under separate medical reimbursement rules) or failing to produce resident proof.
Official Government Application Portal
You will be redirected to the secure official portal: meghealth.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the total coverage under MHIS Phase VI?
Each family receives up to ₹5,30,000 annual cashless coverage for secondary and tertiary hospitalization.
Source: Official Scheme FAQ ↗Is there any income ceiling to enroll in MHIS?
No, MHIS is a universal scheme open to all non-government employee permanent residents of Meghalaya.
Source: Official Scheme FAQ ↗Can MHIS be used in hospitals in Guwahati, Kolkata, or Delhi?
Yes, major tertiary referral hospitals across India including GMCH, Narayana Health, and Christian Medical College are empanelled.
Source: Official Scheme FAQ ↗Can I track my Meghalaya Health Insurance Scheme (MHIS Phase VI) application status?
Application status for Meghalaya Health Insurance Scheme (MHIS Phase VI) can typically be tracked through the official portal at meghealth.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Meghalaya Health Insurance Scheme (MHIS Phase VI) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Meghalaya Health Insurance Scheme (MHIS Phase VI) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
State/Central regular government employees (covered under separate medical reimbursement rules) or failing to produce resident proof.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 265 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Meghalaya Health Insurance Scheme (MHIS Phase VI) from official state portal. | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Meghalaya Health Insurance Scheme (MHIS Phase VI) from official state portal. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous online and district facilitation desk intake
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 22d ago from .gov.in source
Apply online with minimal documents
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📅Scheme Milestone Timeline
Baseline verification of Meghalaya Health Insurance Scheme (MHIS Phase VI) from ...
Official Source ↗Baseline verification of Meghalaya Health Insurance Scheme (MHIS Phase VI) from ...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
State Health Society, Department of Health & Family Welfare
Health Complex, Laitumkhrah, Shillong 793003
Helpline: 1800-345-3644
Jurisdiction: Statewide (Meghalaya)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-28 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.