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ActiveState SchemeLaunched April 2008Verified: 2026-09-26

Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk)

Direct financial subsidy of ₹1.2 Lakh to ₹2 Lakh for homeless traditional marine and inland fishermen to build pucca houses in Karnataka.

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Official Nodal Portal:fisheries.karnataka.gov.in

Quick Eligibility Snapshot

👤 Age 18–75 yrs💰 Income ≤ ₹32,000⚖ All genders🏛 All categories📍 Karnataka
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Karnataka
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Direct capital housing subsidy of ₹1,20,000 (General) and ₹2,00,000 (SC/ST) released in four geo-tagged milestone stages through RGHCL directly into the fisherman bank account to construct a disaster-resistant permanent house with sanitation in coastal and inland fishing villages.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹95 Crore coastal community housing and rehabilitation fund

Official Budget Document ↗
Verified Beneficiary Reach

Over 38,000 pucca houses built for fisher families across 3 coastal districts

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 75 years
Annual Family Income Ceiling:₹32,000 per annum
Target Occupations:fisherman, fish vendor, marine worker, aquaculturist
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Active traditional marine or inland fisherman/woman in Karnataka with BPL status and registered plot.

📄

Required Documents Checklist

Verify readiness before applying for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•Hybrid process (online application + physical verification)
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (fisheries.karnataka.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Apply through local Fishermen Cooperative Society or Assistant Director of Fisheries (ADF) in coastal/inland taluks.

  2. 2

    Submit Fishermen Biometric ID card, house site title deed (Hakku Patra), and BPL ration card.

  3. 3

    Verification by District Fisheries Allotment Committee and stage-wise DBT released via Ashraya portal.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Not a member of recognized fishermen cooperative society, already possessing a pucca house, or annual income exceeding ₹32,000.

Official Government Application Portal

You will be redirected to the secure official portal: fisheries.karnataka.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Which districts are covered under Matsya Ashraya?

All three coastal districts (Uttara Kannada, Udupi, Dakshina Kannada) and major inland reservoir river basins across Karnataka.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk)?

Eligible applicants must satisfy official government criteria for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk). Age: min 18 max 75 years. Annual family income ceiling: ₹32,000. Conditions: Active traditional marine or inland fisherman/woman in Karnataka with BPL status and registered plot..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk)?

Under official guidelines for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk), beneficiaries are entitled to: Direct capital housing subsidy of ₹1,20,000 (General) and ₹2,00,000 (SC/ST) released in four geo-tagged milestone stages through RGHCL directly into the fisherman bank account to construct a disaster-resistant permanent house with sanitation in coastal and inland fishing villages.

Source: Official Scheme FAQ ↗

How do I apply for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk)? What is the official process?

To apply for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk), applicants should follow the official procedure: 1. Apply through local Fishermen Cooperative Society or Assistant Director of Fisheries (ADF) in coastal/inland taluks. 2. Submit Fishermen Biometric ID card, house site title deed (Hakku Patra), and BPL ration card. 3. Verification by District Fisheries Allotment Committee and stage-wise DBT releas...

Source: Official Scheme FAQ ↗

Can I track my Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk) application status?

Application status for Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk) can typically be tracked through the official portal at fisheries.karnataka.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Not a member of recognized fishermen cooperative society, already possessing a pucca house, or annual income exceeding ₹32,000.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id230Official Source ↗
2026-09-26initial_verificationBaseline verification of Matsya Ashraya Yojana (Subsidized Pucca Housing for Traditional Fisherfolk) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Annual selection cycle through registered Fishermen Cooperative Societies

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🔀Online & In-Person
Scale & Impact
👥Over 38,000 pucca houses built for fisher families across 3 coastal districts (as of 2026-01-20)
₹₹95 Crore coastal community housing and rehabilitation fund budget allocation
📅Running since 2008
🔄3 verified updates — actively maintained

Related Welfare Programs

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

230

Official Source ↗
2026-09-26initial_verification

Baseline verification of Matsya Ashraya Yojana (Subsidized Pucca Housing for Tra...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Same income bracket · Open to all genders
Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)₹1,600 (one-time)✓ Same income bracket · Overlapping profile match
Pradhan Mantri Jan Dhan Yojana (PMJDY)₹2,00,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)₹2,00,000 (one-time)✓ Same income bracket · Open to all genders

Official Helpline & Nodal Offices

Directorate of Fisheries, Government of Karnataka

3rd Floor, Podium Block, V.V. Towers, Dr. B.R. Ambedkar Veedhi, Bengaluru 560001

Helpline: 080-22864619

Jurisdiction: Karnataka

Notice a Discrepancy?

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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