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ActiveState SchemeLaunched October 2022Verified: 2026-09-26

Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls)

Cumulative financial grant of ₹40,000 released in 6 tranches from class 8 to age 18 to end child marriage and promote schooling.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:spksy.jharkhand.gov.in

Quick Eligibility Snapshot

👤 Age 12–19 yrs💰 No income ceiling♀ Women only🏛 All categories📍 Jharkhand
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Jharkhand
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Total financial assistance of ₹40,000 delivered across 6 progressive milestone tranches directly into the girl bank account: ₹2,500 in Class 8, ₹2,500 in Class 9, ₹4,000 in Class 10, ₹5,000 in Class 11, ₹5,000 in Class 12, and a lump sum grant of ₹20,000 upon attaining 18-19 years of age provided she remains unmarried.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹320 Crore adolescent girls education and child marriage eradication fund

Official Budget Document ↗
Verified Beneficiary Reach

Over 9 Lakh adolescent girls enrolled across Jharkhand

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:12 to 19 years
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:student, schoolgirl
Eligible Gender:female
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Adolescent girl student residing in Jharkhand enrolled in classes 8 to 12 in recognized government or aided schools.

📄

Required Documents Checklist

Verify readiness before applying for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•100% digital online application process
•3 mandatory supporting documents required

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (spksy.jharkhand.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Enrolment through school teachers or local Anganwadi Sevika by filling simple physical application form.

  2. 2

    School headmaster certifies active enrollment in classes 8, 9, 10, 11, or 12.

  3. 3

    Child Development Project Officer (CDPO) approves claim and DBT is credited into student bank account.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Child marriage before attaining 18 years, dropping out of school, or family with income tax payers.

Official Government Application Portal

You will be redirected to the secure official portal: spksy.jharkhand.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Is there any restriction on the number of daughters per family?

No, all eligible daughters in a family can benefit from the scheme without any ceiling.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls)?

Eligible applicants must satisfy official government criteria for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls). Age: min 12 max 19 years. Applicable gender: female. Conditions: Adolescent girl student residing in Jharkhand enrolled in classes 8 to 12 in recognized government or aided schools..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls)?

Under official guidelines for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls), beneficiaries are entitled to: Total financial assistance of ₹40,000 delivered across 6 progressive milestone tranches directly into the girl bank account: ₹2,500 in Class 8, ₹2,500 in Class 9, ₹4,000 in Class 10, ₹5,000 in Class 11, ₹5,000 in Class 12, and a lump sum grant of ₹20,000 upon attaining 18-19 years of age provided sh...

Source: Official Scheme FAQ ↗

How do I apply for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls)? What is the official process?

To apply for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls), applicants should follow the official procedure: 1. Enrolment through school teachers or local Anganwadi Sevika by filling simple physical application form. 2. School headmaster certifies active enrollment in classes 8, 9, 10, 11, or 12. 3. Child Development Project Officer (CDPO) approves claim and DBT is credited into student bank account.

Source: Official Scheme FAQ ↗

Can I track my Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls) application status?

Application status for Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls) can typically be tracked through the official portal at spksy.jharkhand.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Child marriage before attaining 18 years, dropping out of school, or family with income tax payers.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id325Official Source ↗
2026-09-26initial_verificationBaseline verification of Savitribai Phule Kishori Samriddhi Yojana (Financial Grants of ₹40,000 for Girls) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Annual intake cycles in July–September during school admission sessions

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 9 Lakh adolescent girls enrolled across Jharkhand (as of 2026-01-20)
₹₹320 Crore adolescent girls education and child marriage eradication fund budget allocation
📅Running since 2022
🔄3 verified updates — actively maintained

Related Welfare Programs

Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)

Clean cooking fuel initiative providing deposit-free LPG connections with a free first refill and stove to adult women from poor households.

Sukanya Samriddhi Account (SSY)

High-interest sovereign small-savings scheme for the girl child offering tax-free returns and maturity proceeds under Beti Bachao Beti Padhao.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

325

Official Source ↗
2026-09-26initial_verification

Baseline verification of Savitribai Phule Kishori Samriddhi Yojana (Financial Gr...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Open to all genders · Overlapping profile match
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Open to all genders · Overlapping profile match

Official Helpline & Nodal Offices

Women, Child Development and Social Security Department, Jharkhand

Project Building, Dhurwa, Ranchi 834004

Helpline: 181

Jurisdiction: Jharkhand

Notice a Discrepancy?

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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