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ActiveState SchemeLaunched April 2015Verified: 2026-09-26

Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit)

Monthly deposit of ₹1,000 into girl child bank account for 14 years, maturing to ~₹6.5 Lakh at age 21 available across districts in Jammu and Kashmir.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:jksocialwelfare.nic.in

Quick Eligibility Snapshot

👤 Max age 21 yrs💰 Income ≤ ₹75,000♀ Women only🏛 All categories📍 Jammu and Kashmir
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Jammu and Kashmir
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

The Government of J&K deposits ₹1,000 per month into a recurring deposit account in J&K Bank in the name of the newborn girl child from birth until she attains 14 years of age (total deposit ₹1.68 Lakh). The cumulative amount matures to approximately ₹6.5 Lakh payable upon the girl reaching 21 years of age.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹85 Crore annual recurring deposit allocation

Official Budget Document ↗
Verified Beneficiary Reach

Over 1.4 Lakh girl children registered under Ladli Beti in J&K

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Maximum 21 years
Annual Family Income Ceiling:₹75,000 per annum
Target Occupations:child, student
Eligible Gender:female
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident girl child born in J&K with family annual income not exceeding ₹75,000.

📄

Required Documents Checklist

Verify readiness before applying for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Easy to Access (1/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (jksocialwelfare.nic.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Submit application at local Child Development Project Officer (CDPO) office within 6 months of girl child birth.

  2. 2

    Submit birth certificate, Aadhaar card of parents, and income certificate.

  3. 3

    CDPO approves application; monthly deposits initiated in dedicated J&K Bank Ladli Beti account.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Family income exceeding ₹75,000 per annum, application submitted after 6 months of birth, or more than two girl children.

Official Government Application Portal

You will be redirected to the secure official portal: jksocialwelfare.nic.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

How much does the government deposit monthly?

₹1,000 per month for 14 years into a designated J&K Bank account.

Source: Official Scheme FAQ ↗

What is the maturity payout?

Approximately ₹6.5 Lakh upon attaining 21 years of age.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit)?

Eligible applicants must satisfy official government criteria for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit). Age: max 21 years. Annual family income ceiling: ₹75,000. Applicable gender: female. Conditions: Resident girl child born in J&K with family annual income not exceeding ₹75,000..

Source: Official Scheme FAQ ↗

How do I apply for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit)? What is the official process?

To apply for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit), applicants should follow the official procedure: 1. Submit application at local Child Development Project Officer (CDPO) office within 6 months of girl child birth. 2. Submit birth certificate, Aadhaar card of parents, and income certificate. 3. CDPO approves application; monthly deposits initiated in dedicated J&K Bank Ladli Beti account.

Source: Official Scheme FAQ ↗

Can I track my Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit) application status?

Application status for Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit) can typically be tracked through the official portal at jksocialwelfare.nic.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Family income exceeding ₹75,000 per annum, application submitted after 6 months of birth, or more than two girl children.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id342Official Source ↗
2026-10-06short_descriptionMonthly deposit of ₹1,000 into girl child bank account for 14 years, maturing to ~₹6.5 Lakh at age 21 available across districts in Jammu and Kashmir.Official Source ↗
2026-09-26initial_verificationBaseline verification of Ladli Beti Scheme Jammu and Kashmir (Girl Child Social Security Deposit) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Applications accepted within six months of child birth

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionEasy to Access

Apply online with minimal documents

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 1.4 Lakh girl children registered under Ladli Beti in J&K (as of 2026-01-20)
₹₹85 Crore annual recurring deposit allocation budget allocation
📅Running since 2015
🔄4 verified updates — actively maintained

Related Welfare Programs

Pradhan Mantri Ujjwala Yojana (PMUY / Ujjwala 2.0)

Clean cooking fuel initiative providing deposit-free LPG connections with a free first refill and stove to adult women from poor households.

Sukanya Samriddhi Account (SSY)

High-interest sovereign small-savings scheme for the girl child offering tax-free returns and maturity proceeds under Beti Bachao Beti Padhao.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

342

Official Source ↗
2026-10-06short_description

Monthly deposit of ₹1,000 into girl child bank account for 14 years, maturing to...

Official Source ↗
2026-09-26initial_verification

Baseline verification of Ladli Beti Scheme Jammu and Kashmir (Girl Child Social ...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)₹1,20,000 (one-time)✓ Same income bracket · Open to all genders
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)₹5,00,000 (annual)✓ Same income bracket · Open to all genders

Official Helpline & Nodal Offices

Social Welfare Department, Government of Jammu and Kashmir

Haji House, Rail Head Complex, Jammu 180012

Helpline: 0191-2479633

Jurisdiction: State (Jammu and Kashmir)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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