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ActiveState SchemeLaunched November 2022Verified: 2026-09-26

Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh)

Cashless hospital treatment up to ₹5 Lakh per family per year for all families with verified annual income up to ₹3 Lakh.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:chirayu.haryana.gov.in

Quick Eligibility Snapshot

👤 Max age 99 yrs💰 Income ≤ ₹3,00,000⚖ All genders🏛 All categories📍 Haryana
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Haryana
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Comprehensive secondary and tertiary cashless hospitalization coverage of up to ₹5,00,000 per family per year covering 1,500+ procedures across empaneled hospitals: 100% free for families with verified annual income up to ₹1.80 Lakh on Parivar Pehchan Patra, and available at a nominal annual fee of ₹1,500 for families earning ₹1.80 to ₹3.00 Lakh.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹1,200 Crore universal state health assurance budget

Official Budget Document ↗
Verified Beneficiary Reach

Covering over 38 Lakh families (over 1.3 Crore citizens) across Haryana

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Maximum 99 years
Annual Family Income Ceiling:₹3,00,000 per annum
Target Occupations:farmer, daily wager, informal worker, artisan
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident family of Haryana with verified annual income up to ₹3 Lakh in Parivar Pehchan Patra database.

📄

Required Documents Checklist

Verify readiness before applying for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (2/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route🏢 Physical / CSC Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (chirayu.haryana.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Automatic eligibility tagged to verified Parivar Pehchan Patra (PPP Family ID).

  2. 2

    Download Chirayu Ayushman Card online via chirayu.haryana.gov.in or collect plastic card from nearest Atal Seva Kendra.

  3. 3

    Present card at Ayushman Mitra helpdesk of any empaneled hospital for instant pre-authorization and cashless care.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Verified family annual income exceeding ₹3 Lakh on PPP, regular government employees, or treatment at non-empaneled facilities.

Official Government Application Portal

You will be redirected to the secure official portal: chirayu.haryana.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Are Anganwadi workers and ASHA workers covered under Chirayu?

Yes, all Anganwadi workers, helpers, ASHA workers, and municipal sanitation staff are fully covered under Chirayu.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh)?

Eligible applicants must satisfy official government criteria for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh). Age: max 99 years. Annual family income ceiling: ₹3,00,000. Conditions: Resident family of Haryana with verified annual income up to ₹3 Lakh in Parivar Pehchan Patra database..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh)?

Under official guidelines for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh), beneficiaries are entitled to: Comprehensive secondary and tertiary cashless hospitalization coverage of up to ₹5,00,000 per family per year covering 1,500+ procedures across empaneled hospitals: 100% free for families with verified annual income up to ₹1.80 Lakh on Parivar Pehchan Patra, and available at a nominal annual fee of ...

Source: Official Scheme FAQ ↗

How do I apply for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh)? What is the official process?

To apply for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh), applicants should follow the official procedure: 1. Automatic eligibility tagged to verified Parivar Pehchan Patra (PPP Family ID). 2. Download Chirayu Ayushman Card online via chirayu.haryana.gov.in or collect plastic card from nearest Atal Seva Kendra. 3. Present card at Ayushman Mitra helpdesk of any empaneled hospital for instant pre-authoriza...

Source: Official Scheme FAQ ↗

Can I track my Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh) application status?

Application status for Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh) can typically be tracked through the official portal at chirayu.haryana.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Verified family annual income exceeding ₹3 Lakh on PPP, regular government employees, or treatment at non-empaneled facilities.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-19scheme_typestateOfficial Source ↗
2026-10-06ministry_id205Official Source ↗
2026-09-26initial_verificationBaseline verification of Chirayu Haryana (Comprehensive Cashless Health Insurance up to ₹5 Lakh) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous 24x7 hospital access and ongoing portal card downloads

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🖥Apply Online
Scale & Impact
👥Covering over 38 Lakh families (over 1.3 Crore citizens) across Haryana (as of 2026-01-20)
₹₹1,200 Crore universal state health assurance budget budget allocation
📅Running since 2022
🔄3 verified updates — actively maintained

Related Welfare Programs

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.

📅Scheme Milestone Timeline

2026-10-19scheme_type

state

Official Source ↗
2026-10-06ministry_id

205

Official Source ↗
2026-09-26initial_verification

Baseline verification of Chirayu Haryana (Comprehensive Cashless Health Insuranc...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
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Official Helpline & Nodal Offices

Haryana State Health Protection Agency (HSHPA)

Sector 6, Panchkula 134109

Helpline: 14555

Jurisdiction: Haryana

Notice a Discrepancy?

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Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

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