Scheme for Cashless Treatment of Road Accident Victims during Golden Hour
Ministry of Road Transport scheme providing up to ₹1.5 Lakh cashless emergency medical treatment for road crash victims during the Golden Hour.
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Financed under Motor Vehicle Accident Fund created under Section 164B of Motor Vehicles Act
Official Budget Document ↗Universal trauma care coverage for all road accident victims nationwide
As of: 2026-01-31PIB / Official Citation ↗Verified Eligibility Criteria
Any person injured in a road accident involving a motor vehicle on any public road in India, regardless of income or domicile.
Required Documents Checklist
Verify readiness before applying for Scheme for Cashless Treatment of Road Accident Victims during Golden Hour. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(1)
Check off as readySupporting / Optional Documents(1)
Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Scheme for Cashless Treatment of Road Accident Victims during Golden Hour?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Road accident victim rushed to nearest empanelled trauma care hospital (public or private).
- 2
Hospital registers accident case on the Electronic Detailed Accident Report (e-DAR) / PMJAY TMS portal.
- 3
Unique Accident ID generated and police station notified automatically.
- 4
Hospital provides immediate life-saving medical stabilization without demanding any advance deposit.
- 5
National Health Authority (NHA) settles hospital medical claims directly from the Motor Vehicle Accident Fund.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Non-motor vehicle accidents (falls, industrial accidents), or treatment commencing after 7 days of accident.
Official Government Application Portal
You will be redirected to the secure official portal: morth.nic.in
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Field-tested recommendations from administrative grievance circulars to avoid rejections and processing stalls.
Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the maximum monetary limit of cashless treatment per accident victim?
The scheme covers cashless emergency trauma treatment up to a maximum of ₹1.5 Lakh per victim for up to 7 days.
Source: Official Scheme FAQ ↗Can private hospitals admit patients under this scheme?
Yes, all hospitals empanelled with Ayushman Bharat PM-JAY (both government and private) are mandated to provide cashless trauma treatment.
Source: Official Scheme FAQ ↗What is meant by the Golden Hour in road accidents?
The Golden Hour refers to the critical first 60 minutes following a traumatic injury during which prompt medical care has the highest likelihood of preventing death.
Source: Official Scheme FAQ ↗Who is eligible to apply for Scheme for Cashless Treatment of Road Accident Victims during Golden Hour?
Eligible applicants must satisfy official government criteria for Scheme for Cashless Treatment of Road Accident Victims during Golden Hour. Conditions: Any person injured in a road accident involving a motor vehicle on any public road in India, regardless of income or domicile..
Source: Official Scheme FAQ ↗Can I track my Scheme for Cashless Treatment of Road Accident Victims during Golden Hour application status?
Application status for Scheme for Cashless Treatment of Road Accident Victims during Golden Hour can typically be tracked through the official portal at morth.nic.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Scheme for Cashless Treatment of Road Accident Victims during Golden Hour payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Scheme for Cashless Treatment of Road Accident Victims during Golden Hour benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Non-motor vehicle accidents (falls, industrial accidents), or treatment commencing after 7 days of accident.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-09-21 | initial_verification | Baseline verification of Cashless Trauma Treatment scheme under Section 164B MVA, ₹1.5 Lakh cap, and e-DAR integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Immediate emergency intake at all PM-JAY and MoRTH empanelled trauma hospitals
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 7d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Cashless Trauma Treatment scheme under Section 164B MVA...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Road Safety Cell, Ministry of Road Transport and Highways
Transport Bhawan, 1 Parliament Street, New Delhi, Delhi 110001
Helpline: 011-23717294
Jurisdiction: National (All-India)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
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