Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive)
Financial inclusion and rural livelihood incentive providing direct bank deposits of ₹5,000 in two tranches to tea garden workers who opened formal bank accounts post-demonetization in Assam.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Over 7.2 Lakh tea garden workers benefited across 800+ tea estates
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
Must be a bona fide resident of the state with valid documentation.
Required Documents Checklist
Verify readiness before applying for Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive)?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Automatic enrolment through tea garden management wage payroll database.
- 2
District Labour Officer verifies active Aadhaar-linked bank account in scheduled bank.
- 3
Fund released directly from State Finance Department into worker's account via DBT.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Dormant / unverified bank account or staff in managerial/supervisory positions.
Official Government Application Portal
You will be redirected to the secure official portal: finance.assam.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
Who is eligible for the Chah Bagicha Dhan Puraskar?
All active tea garden workers in recognized tea estates of Assam who operate a valid bank account.
Source: Official Scheme FAQ ↗How much money is deposited in total?
A total of ₹5,000 is credited in two installments of ₹2,500 each.
Source: Official Scheme FAQ ↗Are temporary workers eligible?
Yes, both permanent and seasonal temporary garden workers who maintain bank accounts are covered.
Source: Official Scheme FAQ ↗Can I track my Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive) application status?
Application status for Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive) can typically be tracked through the official portal at finance.assam.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive) payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive) benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Dormant / unverified bank account or staff in managerial/supervisory positions.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-19 | scheme_type | state | Official Source ↗ |
| 2026-10-06 | ministry_id | 262 | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive) from official state portal. | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banking Incentive) from official state portal. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Continuous online and district facilitation desk intake
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 21d ago from .gov.in source
Requires documentation or office visit
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📅Scheme Milestone Timeline
Baseline verification of Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banki...
Official Source ↗Baseline verification of Assam Chah Bagicha Dhan Puraskar Mela (Tea Garden Banki...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Finance Department, Government of Assam
CM Block, Janata Bhawan, Dispur, Guwahati 781006
Helpline: 0361-2237054
Jurisdiction: Statewide (Assam)Notice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-09-28 against official government documentation.
Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.