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ActiveState SchemeLaunched April 2012Verified: 2026-09-28

Assam Arogya Nidhi Critical Illness Financial Assistance (AAN)

Tertiary healthcare relief scheme providing financial assistance up to ₹1,50,000 to families below poverty line for treatment of 124 life-threatening critical diseases in Assam.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:nhm.assam.gov.in

Quick Eligibility Snapshot

👤 Max age 80 yrs💰 Income ≤ ₹1,50,000⚖ All genders🏛 All categories📍 Assam
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Assam
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

One-time financial assistance up to ₹1,50,000 for critical treatments including cancer chemotherapy, heart surgeries, renal failure/dialysis, bone marrow transplants, and accidental neurosurgery.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹60 Crore allocated annually under Health & Family Welfare

Official Budget Document ↗
Verified Beneficiary Reach

Over 48,000 critical care patients supported

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Maximum 80 years
Annual Family Income Ceiling:₹1,50,000 per annum
Target Occupations:patient, cancer patient, dialysis patient, informal worker, bpl citizen
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Must be a bona fide resident of the state with valid documentation.

📄

Required Documents Checklist

Verify readiness before applying for Assam Arogya Nidhi Critical Illness Financial Assistance (AAN). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(4)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Assam Arogya Nidhi Critical Illness Financial Assistance (AAN)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (3/10)
•100% digital online application process
•4 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (nhm.assam.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Obtain treatment estimate and diagnosis report from government medical college hospital.

  2. 2

    Submit application form to National Health Mission (NHM) Assam Arogya Nidhi cell.

  3. 3

    Scrutiny by State Screening Committee chaired by Mission Director, NHM.

  4. 4

    Direct electronic transfer to treating hospital or patient's account.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Annual family income exceeding ₹1,50,000, ailments not listed in the 124 approved critical conditions, or government employees.

Official Government Application Portal

You will be redirected to the secure official portal: nhm.assam.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What is the maximum financial assistance under Assam Arogya Nidhi?

The scheme provides up to ₹1,50,000 for specialized surgery and treatment.

Source: Official Scheme FAQ ↗

Are treatments outside Assam covered?

Yes, referrals to premier institutes like AIIMS New Delhi, Tata Memorial Mumbai, and CMC Vellore are eligible.

Source: Official Scheme FAQ ↗

How many diseases are covered under AAN?

124 specialized medical conditions covering oncology, cardiology, nephrology, neurology, and complex orthopedics.

Source: Official Scheme FAQ ↗

Can I track my Assam Arogya Nidhi Critical Illness Financial Assistance (AAN) application status?

Application status for Assam Arogya Nidhi Critical Illness Financial Assistance (AAN) can typically be tracked through the official portal at nhm.assam.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Assam Arogya Nidhi Critical Illness Financial Assistance (AAN) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Assam Arogya Nidhi Critical Illness Financial Assistance (AAN) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Annual family income exceeding ₹1,50,000, ailments not listed in the 124 approved critical conditions, or government employees.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-19scheme_typestateOfficial Source ↗
2026-10-06ministry_id263Official Source ↗
2026-09-28initial_verificationBaseline verification of Assam Arogya Nidhi Critical Illness Financial Assistance (AAN) from official state portal.Official Source ↗
2026-09-28initial_verificationBaseline verification of Assam Arogya Nidhi Critical Illness Financial Assistance (AAN) from official state portal.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous online and district facilitation desk intake

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (95%)

Verified 21d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🏢In-Person / Office
Scale & Impact
👥Over 48,000 critical care patients supported (as of 2026-01-20)
₹₹60 Crore allocated annually under Health & Family Welfare budget allocation
📅Running since 2012
🔄4 verified updates — actively maintained

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Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

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📅Scheme Milestone Timeline

2026-10-19scheme_type

state

Official Source ↗
2026-10-06ministry_id

263

Official Source ↗
2026-09-28initial_verification

Baseline verification of Assam Arogya Nidhi Critical Illness Financial Assistanc...

Official Source ↗
2026-09-28initial_verification

Baseline verification of Assam Arogya Nidhi Critical Illness Financial Assistanc...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Jan Dhan Yojana (PMJDY)₹2,00,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Mudra Yojana (PMMY)Collateral-free business loans granted by commercial banks, RRBs, Small Finance Banks, ...✓ Open to all genders · Overlapping profile match

Official Helpline & Nodal Offices

National Health Mission, Assam

Saikia Commercial Complex, Christian Basti, Guwahati 781005

Helpline: 0361-2340236

Jurisdiction: Statewide (Assam)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-28 against official government documentation.

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