Eligo is India's independent civic information platform for government schemes — not affiliated with any government body.

Eligo
ActiveState SchemeLaunched November 2019Verified: 2026-09-26

Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh)

Universal cashless medical and surgical hospitalization up to ₹25 Lakh covering 3,257 procedures in Andhra Pradesh provided through direct benefit transfer.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
Share on WhatsApp
Official Nodal Portal:aarogyasri.ap.gov.in

Quick Eligibility Snapshot

👤 Max age 99 yrs💰 Income ≤ ₹5,00,000⚖ All genders🏛 All categories📍 Andhra Pradesh
Government Levelstate Government
Administering BodyDepartment of Social Welfare, Government of Andhra Pradesh
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Comprehensive cashless tertiary and secondary hospitalization coverage of up to ₹25,00,000 per family per year covering 3,257 clinical and surgical procedures across 2,400+ empaneled government and private network hospitals with zero out-of-pocket expenses for families with annual income up to ₹5 Lakh.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹3,400 Crore annual universal health assurance fund

Official Budget Document ↗
Verified Beneficiary Reach

Covering over 1.48 Crore families (85% of Andhra Pradesh population)

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Maximum 99 years
Annual Family Income Ceiling:₹5,00,000 per annum
Target Occupations:citizen, farmer, informal worker, daily wager, artisan
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Resident family of Andhra Pradesh with annual family income up to ₹5,00,000 possessing a valid Rice Card or Aarogyasri Card.

📄

Required Documents Checklist

Verify readiness before applying for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh)?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

🔒 Secure Razorpay Checkout • 100% Independent

Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (2/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (aarogyasri.ap.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Enrol at the Village/Ward Secretariat through the Welfare and Education Assistant or Arogyamitra at any network hospital.

  2. 2

    Present YSR Aarogyasri Card or Rice Card or Aadhaar card.

  3. 3

    Hospital desk initiates instant digital pre-authorization and provides cashless inpatient treatment and post-discharge medicines.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Families owning more than 35 acres dryland or 12 acres wetland, owning luxury four-wheelers (excluding taxis), or income tax payers.

Official Government Application Portal

You will be redirected to the secure official portal: aarogyasri.ap.gov.in

Apply on official government website
🔔Free Civic Notification Service•DPDP Act 2023 Compliant

Get Curated Scheme Alerts & Application Deadlines

Never miss an installment date, scholarship deadline, or new state subsidy. Voluntarily subscribe to receive verified government scheme updates directly on WhatsApp or Email.

+91
10-digit Indian mobile number
🛡️
Zero Data Sale Guarantee: Eligo does NOT sell, rent, trade, or transfer your personal contact information to any third-party broker, agency, or advertiser under any circumstances. Stored domestically in Mumbai, India.

🔒 Zero Spam • Stored securely in Mumbai, India

Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Is wage loss assistance provided post-surgery?

Yes, under Aarogyasri Asara, patients receive financial assistance of ₹225 per day (up to ₹5,000 per month) during the post-operative rest period.

Source: Official Scheme FAQ ↗

Who is eligible to apply for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh)?

Eligible applicants must satisfy official government criteria for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh). Age: max 99 years. Annual family income ceiling: ₹5,00,000. Conditions: Resident family of Andhra Pradesh with annual family income up to ₹5,00,000 possessing a valid Rice Card or Aarogyasri Card..

Source: Official Scheme FAQ ↗

What are the key benefits provided under Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh)?

Under official guidelines for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh), beneficiaries are entitled to: Comprehensive cashless tertiary and secondary hospitalization coverage of up to ₹25,00,000 per family per year covering 3,257 clinical and surgical procedures across 2,400+ empaneled government and private network hospitals with zero out-of-pocket expenses for families with annual income up to ₹5 La...

Source: Official Scheme FAQ ↗

How do I apply for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh)? What is the official process?

To apply for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh), applicants should follow the official procedure: 1. Enrol at the Village/Ward Secretariat through the Welfare and Education Assistant or Arogyamitra at any network hospital. 2. Present YSR Aarogyasri Card or Rice Card or Aadhaar card. 3. Hospital desk initiates instant digital pre-authorization and provides cashless inpatient treatment and post-di...

Source: Official Scheme FAQ ↗

Can I track my Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh) application status?

Application status for Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh) can typically be tracked through the official portal at aarogyasri.ap.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh) payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh) benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Families owning more than 35 acres dryland or 12 acres wetland, owning luxury four-wheelers (excluding taxis), or income tax payers.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typestateOfficial Source ↗
2026-10-06ministry_id192Official Source ↗
2026-10-06short_descriptionUniversal cashless medical and surgical hospitalization up to ₹25 Lakh covering 3,257 procedures in Andhra Pradesh provided through direct benefit transfer.Official Source ↗
2026-09-26initial_verificationBaseline verification of Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcare up to ₹25 Lakh) guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Continuous 24x7 emergency and planned hospitalization access

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 23d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🏢In-Person / Office
Scale & Impact
👥Covering over 1.48 Crore families (85% of Andhra Pradesh population) (as of 2026-01-20)
₹₹3,400 Crore annual universal health assurance fund budget allocation
📅Running since 2019
🔄4 verified updates — actively maintained

Related Welfare Programs

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

World largest government-funded health assurance scheme providing ₹5 lakh annual cashless health cover per family for secondary and tertiary care hospitalization.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

Direct benefit maternity benefit scheme under Mission Shakti offering cash incentives up to ₹6,000 for pregnant women and lactating mothers.

Pradhan Mantri Bharatiya Janaushadhi Pariyojana (PMBJP)

National affordable medicine initiative providing high-quality generic medicines and surgicals through dedicated Kendra outlets at 50% to 90% lower prices.

📅Scheme Milestone Timeline

2026-10-18scheme_type

state

Official Source ↗
2026-10-06ministry_id

192

Official Source ↗
2026-10-06short_description

Universal cashless medical and surgical hospitalization up to ₹25 Lakh covering ...

Official Source ↗
2026-09-26initial_verification

Baseline verification of Dr. YSR Aarogyasri Scheme (Universal Cashless Healthcar...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)₹6,000 (annual)✓ Open to all genders · Overlapping profile match
Pradhan Mantri Awas Yojana - Urban (PMAY-U / Housing for All)₹2,50,000 (one-time)✓ Same income bracket · Open to all genders
Pradhan Mantri Mudra Yojana (PMMY)Collateral-free business loans granted by commercial banks, RRBs, Small Finance Banks, ...✓ Open to all genders · Overlapping profile match
Pradhan Mantri Matsya Sampada Yojana (PMMSY)Capital subsidy for fisheries infrastructure (pond construction, biofloc units, recircu...✓ Open to all genders · Overlapping profile match

Official Helpline & Nodal Offices

Dr. YSR Aarogyasri Health Care Trust, Andhra Pradesh

D.No. 241, MGM Capital, Chuttugunta Circle, Guntur 522004

Helpline: 104

Jurisdiction: Andhra Pradesh

Notice a Discrepancy?

Help keep civic data 100% accurate. We audit every report against primary gazettes.

Verification Metadata

Last verified by Eligo researchers on 2026-09-26 against official government documentation.

Eligo is an independent information platform unaffiliated with any government body. Always confirm latest terms directly on the official portal.