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ActiveCentral Sector SchemeLaunched July 2020Verified: 2026-10-12

Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets

Credit guarantee coverage under CGTMSE for term loans up to ₹2 Crore for setting up post-harvest agricultural infrastructure and community farming assets.

Audited by Eligo Public Policy Research Desk•Official Gazette & Nodal Portal Verification•Read Verification Standards →
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Official Nodal Portal:agriinfra.dac.gov.in

Quick Eligibility Snapshot

👤 Age 18–70 yrs💰 Income ≤ ₹30,00,000⚖ All genders🏛 All categories📍 All India
Government Levelcentral Government
Administering BodyMinistry of Agriculture and Farmers Welfare
Beneficiary Sector
Applicable Jurisdiction

₹Benefits & Entitlement Breakdown

Comprehensive credit guarantee coverage for term loans up to ₹2 Crore under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). Fee for this coverage is fully borne by the Central Government. In case of FPOs, credit guarantee is extended through NABARD NABSanrakshan, allowing entrepreneurs and FPOs to access institutional debt without third-party physical collateral.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

Backed by dedicated ₹1 Lakh Crore financing facility under AIF

Official Budget Document ↗
Verified Beneficiary Reach

Over 48,000 infrastructure projects sanctioned with ₹37,500+ Crore mobilized debt

As of: 2026-01-20PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 70 years
Annual Family Income Ceiling:₹30,00,000 per annum
Target Occupations:agri-entrepreneur, fpo member, farmer, warehouse operator, packhouse promoter
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Primary Agricultural Credit Societies (PACS), Marketing Cooperative Societies, FPOs, SHGs, JLGs, Agri-entrepreneurs, and Start-ups.

📄

Required Documents Checklist

Verify readiness before applying for Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.

Mandatory Documents(3)

Check off as ready
💡

Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.

🛡️Civic Research Desk • Rejection Prevention

Worried About Application Rejection for Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets?

Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.

  • ✓Valid issuing authority rules (Tehsildar/SDM)
  • ✓Aadhaar-DBT bank seeding verification
  • ✓Direct official portal guide (no middlemen)
  • ✓Email delivery in 1–2 hrs during desk hours
Civic Research Fee:₹49One-time
Get Scheme Blueprint (₹49)→

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Application Effort & Process Friction

Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.

Moderate Process (2/10)
•100% digital online application process
•3 mandatory supporting documents required
•Income certificate / income verification ceiling applied

Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.

How to Apply

🌐 Online Portal Route
🛡️
Government Application Safety Advisory:Application for this welfare program is processed exclusively on official government infrastructure (agriinfra.dac.gov.in). Never pay registration charges or advance processing fees to unauthorized third-party agents. Central and State welfare scheme applications do not require paying private intermediaries.
  1. 1

    Register project DPR on online AIF portal (agriinfra.dac.gov.in).

  2. 2

    Select preferred scheduled lending institution.

  3. 3

    Project is verified by Ministry PMU within 7 days and routed to bank branch.

  4. 4

    Lending institution sanctions loan and claims automated CGTMSE guarantee fee waiver.

✅Before You Begin — Pre-Application Checklist

✓Ensure Aadhaar is linked with active mobile number
✓Bank account is NPCI-mapped (Aadhaar-seeded) for DBT
✓Check if you already receive a similar Central scheme benefit
✓Keep documents ready: income/caste/domicile certificates as applicable

⚠️Common Rejection Reasons — Avoid These

Ineligible project component (e.g., pre-harvest inputs), non-viable debt service coverage ratio, or CIBIL default.

Official Government Application Portal

You will be redirected to the secure official portal: agriinfra.dac.gov.in

Apply on official government website
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Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What is the maximum loan eligible for AIF credit guarantee?

Credit guarantee coverage is available for term loan facilities up to ₹2.00 Crore per project.

Source: Official Scheme FAQ ↗

Who pays the credit guarantee fee?

The entire annual guarantee fee charged by CGTMSE is borne directly by the Central Government under AIF.

Source: Official Scheme FAQ ↗

Can one entity take multiple projects?

Yes, in case of eligible entities, multiple projects can be set up in different locations up to a maximum of 25 projects.

Source: Official Scheme FAQ ↗

Can I track my Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets application status?

Application status for Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets can typically be tracked through the official portal at agriinfra.dac.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).

What should I do if my Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets payment is delayed or rejected?

First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.

Is there an income tax implication for receiving Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets benefits?

Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.

Common Rejection Reasons & Warnings

Ineligible project component (e.g., pre-harvest inputs), non-viable debt service coverage ratio, or CIBIL default.

Editorial Verification & Change Log

Scheme verification and change history
DateFieldDescription / UpdateSource Citation
2026-10-18scheme_typecsOfficial Source ↗
2026-09-28initial_verificationBaseline verification of Agriculture Infrastructure Fund (AIF) Credit Guarantee Support for Post-Harvest Assets guidelines, benefits, and portal integration.Official Source ↗

⚖Compare with Similar Schemes

Side-by-side eligibility, benefit, and effort comparison:

Application Window & Deadlines

Active until FY 2032-33

Scheme Intelligence

How is this calculated? ↗
Data ConfidenceFully Verified (100%)

Verified 7d ago from .gov.in source

Access FrictionModerate Process

Requires documentation or office visit

How to Apply🖥Apply Online
Scale & Impact
👥Over 48,000 infrastructure projects sanctioned with ₹37,500+ Crore mobilized debt (as of 2026-01-20)
₹Backed by dedicated ₹1 Lakh Crore financing facility under AIF budget allocation
📅Running since 2020
🔄2 verified updates — actively maintained

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Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.

📅Scheme Milestone Timeline

2026-10-18scheme_type

cs

Official Source ↗
2026-09-28initial_verification

Baseline verification of Agriculture Infrastructure Fund (AIF) Credit Guarantee ...

Official Source ↗
⚡

Schemes You Can Stack With This

Complementary programs with non-conflicting eligibility that you can claim concurrently:

PM Street Vendor AtmaNirbhar Nidhi (PM SVANidhi)₹10,000 (one-time)✓ Open to all genders · Overlapping profile match
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National Apprenticeship Promotion Scheme (NAPS / NAPS-2)On-the-job training in formal industrial establishments✓ Open to all genders · Overlapping profile match

Official Helpline & Nodal Offices

Department of Agriculture & Farmers Welfare

Krishi Bhawan, Dr. Rajendra Prasad Road, New Delhi 110001

Helpline: 011-23383370

Jurisdiction: National

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Verification Metadata

Last verified by Eligo researchers on 2026-10-12 against official government documentation.

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