Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme
Central interest subvention of 3% per annum on term loans up to ₹2 Crore for a maximum tenure of 7 years for agricultural infrastructure creation.
Quick Eligibility Snapshot
₹Benefits & Entitlement Breakdown
📊Budget Allocation & Beneficiary Reach
Direct budgetary interest subvention allocation of ₹10,736 Crore over 10-year period
Official Budget Document ↗Over 52,000 agri-infrastructure units sanctioned interest subvention
As of: 2026-01-20PIB / Official Citation ↗Verified Eligibility Criteria
FPOs, PACS, agricultural entrepreneurs, primary cooperatives, and food processors creating post-harvest infrastructure.
Required Documents Checklist
Verify readiness before applying for Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme. Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(3)
Check off as readyKeep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.
Worried About Application Rejection for Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme?
Over 30% of applications on official portals get delayed or rejected due to minor certificate authority mismatches or unseeded bank accounts. Our civic research desk compiles a verified 1-page Scheme Blueprint tailored to your state and profile.
- ✓Valid issuing authority rules (Tehsildar/SDM)
- ✓Aadhaar-DBT bank seeding verification
- ✓Direct official portal guide (no middlemen)
- ✓Email delivery in 1–2 hrs during desk hours
🔒 Secure Razorpay Checkout • 100% Independent
Application Effort & Process Friction
Readiness assessment derived from official prerequisites, mandatory documentation, and submission channels.
Effort scores reflect portal accessibility, mandatory document burden, and physical verification requirements.
How to Apply
- 1
Submit online application with project cost details on agriinfra.dac.gov.in.
- 2
Ministry PMU examines DPR compliance within 7 working days.
- 3
Financing bank evaluates creditworthiness and approves loan at sanctioned cap rate (not exceeding MCLR + 100 bps).
- 4
Subvention is directly credited to borrower loan account each quarter.
✅Before You Begin — Pre-Application Checklist
⚠️Common Rejection Reasons — Avoid These
Lending rate exceeding prescribed ceiling, project not in post-harvest list, or delay in commercial operations.
Official Government Application Portal
You will be redirected to the secure official portal: agriinfra.dac.gov.in
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Get Scheme Blueprint (₹49)→Frequently Asked Questions (Officially Sourced)
Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.
What is the maximum period of interest subvention?
The interest subvention of 3% is available for a maximum period of 7 years from the date of first disbursement.
Source: Official Scheme FAQ ↗Can AIF interest subvention be combined with other capital subsidies?
Yes, AIF interest subvention can be combined with state or central capital subsidies (e.g., under AMI, PMKSY, MIDH) without loss of benefit.
Source: Official Scheme FAQ ↗What is the interest rate cap that banks can charge?
Lending institutions cannot charge more than 9% per annum (or 6-month MCLR + 100 bps) on AIF-backed loans.
Source: Official Scheme FAQ ↗Can I track my Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme application status?
Application status for Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme can typically be tracked through the official portal at agriinfra.dac.gov.in using your Aadhaar number, application reference number, or registered mobile number. Alternatively, contact the scheme helpline or visit your nearest Common Service Centre (CSC).
What should I do if my Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme payment is delayed or rejected?
First, verify your Aadhaar-bank account seeding status on the NPCI mapper (npci.org.in). If seeding is confirmed and payment is still pending, register a complaint on the Central Public Grievance Redressal System at pgportal.gov.in. You may also file an RTI application at rtionline.gov.in to obtain official rejection reasons within 30 days.
Is there an income tax implication for receiving Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme benefits?
Agricultural income and certain welfare subsidies may be exempt from income tax under Section 10 of the Income Tax Act, 1961. Tax treatment varies by scheme type and beneficiary income level. Consult a certified tax practitioner or visit incometax.gov.in for scheme-specific tax guidance.
Common Rejection Reasons & Warnings
Lending rate exceeding prescribed ceiling, project not in post-harvest list, or delay in commercial operations.
Editorial Verification & Change Log
| Date | Field | Description / Update | Source Citation |
|---|---|---|---|
| 2026-10-18 | scheme_type | cs | Official Source ↗ |
| 2026-09-28 | initial_verification | Baseline verification of Agriculture Infrastructure Fund (AIF) 3% Interest Subvention Scheme guidelines, benefits, and portal integration. | Official Source ↗ |
⚖Compare with Similar Schemes
Side-by-side eligibility, benefit, and effort comparison:
Application Window & Deadlines
Operational till FY 2032-33
🛟Grievance & RTI Channels
Scheme Intelligence
How is this calculated? ↗Verified 7d ago from .gov.in source
Requires documentation or office visit
Related Welfare Programs
Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India provided through direct benefit transfer.
National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.
Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.
📅Scheme Milestone Timeline
Baseline verification of Agriculture Infrastructure Fund (AIF) 3% Interest Subve...
Official Source ↗Schemes You Can Stack With This
Complementary programs with non-conflicting eligibility that you can claim concurrently:
Official Helpline & Nodal Offices
Department of Agriculture & Farmers Welfare
Krishi Bhawan, Dr. Rajendra Prasad Road, New Delhi 110001
Helpline: 011-23383370
Jurisdiction: NationalNotice a Discrepancy?
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Verification Metadata
Last verified by Eligo researchers on 2026-10-12 against official government documentation.
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