फसल बीमा✓ 100% सरकारी समर्थितAll Indiaसत्यापित: 2026-09-18 (180-दिवसीय SLA)
PMFBY Mid-Season Adversity Flooding & Cloudburst Cover
Immediate on-account payment up to 25% of likely claims during the crop season if adverse weather triggers expected yield loss > 50%.
बीमा सुरक्षा कवरेजImmediate On-Account Payout (25%)
प्रीमियम दर1.5% - 2% (Subsidized Farmer Share)
दावा निपटान अनुपात (CSR)94.8% (NCIP Official Record)
आरंभ वर्ष2016
🛡️मुख्य लाभ एवं सुरक्षा विवरण (Key Benefits)
Immediate on-account payment up to 25% of likely claims during the crop season if adverse weather triggers expected yield loss > 50%.
📋पात्रता की शर्तें (Eligibility Rules)
Farmers in blocks declared disaster-hit during mid-season.
📂आवश्यक दस्तावेज (Required Documents)
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
⚠️क्या कमी है / महत्वपूर्ण चेतावनियां (Honest Caveats & Policy Exclusions)
On-account payout adjusted against final harvest claim settlement.
🚀आवेदन एवं दावा प्रक्रिया (How to Apply & Claim)
1. Verify village notified unit status on pmfby.gov.in. 2. Submit proposal via Bank / PACS / CSC before seasonal cutoff. 3. Keep sowing certificate and land records verified.